12 Swallow Road, Ross-on-Wye, HR9 7WS

UPRN:10094978147Semi-Detached House3 bedsBuilt 2022

FreeholdCouncil Tax: Band CEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£337,000

£321k - £354kHigh

Estimate

£337k

Range

£321k – £354k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

3.98%

Verdict

Derived from HomePortfolio scores

12 Swallow Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

34/ 100

Mixed

Transit & Bike

Transit 14Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 25% above the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£422,500

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £139,175
Net cash flow: -£457/mo
Cash on cash: -3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£337,000

Rent Estimate (pcm)£1,400

Gross Yield3.98%

1y Growth+3.6%

3y Growth-1.0%

5y Growth+0.7%

10y Growth+4.0%

Last Sold Price£308,000 (2024-08-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HR9 7WS

Approval Rate

-12mo

Development

low

P262932/L
Signage installation
Pending
P262929/A
Handpainted signage onto existing building. New hanging bracket and sign and new amenity board
Pending
P262868/XA2
Application for approval of details reserved by conditions 5 10 & 13 attached to planning permission 242643
Pending

View Planning Timeline

Ownership

Corporate Ownership78%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-08-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,361

Population Density355 /km²

Owner Occupied79%

Age Distribution

0-15 16%16-64 49%65+ 35%

View Area Profile

Schools Nearby

John Kyrle High School and Sixth Form Centre Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Brampton Abbotts CofE Primary School
0.5 mi
Good
St Joseph's RC Primary School and Nursery
1.1 mi
Good
Ashfield Park Primary School
1.1 mi
Good

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

37 Swallow Road
-
£435k
-
38 Swallow Road
-
£418k
-
42 Swallow Road
-
£265k
-
42 Swallow Road
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN