45 Rectory Farm, Kings Langley, WD4 8HT

UPRN:10095348062Detached House4 bedsBuilt 2022

FreeholdCouncil Tax: Band GEPC: B (86)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£979,000

£930k - £1.03MHigh

Estimate

£979k

Range

£930k – £1.03M

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

5.48%

Verdict

Derived from HomePortfolio scores

45 Rectory Farm earns an INVESTIGATE rating with HP Score 80/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

70/ 100

High

Crime Score

15/ 100

Low

Walkability

62/ 100

Moderate

Transit & Bike

Transit 20Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

11 live new-build plots advertised against one placeholder UPRN (£450,000-£985,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£745,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,000-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £252,050
Net cash flow: -£161/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£979,000

Rent Estimate (pcm)£3,400

Gross Yield5.48%

1y Growth-

3y Growth+2.0%

5y Growth+2.1%

10y Growth+3.0%

Last Sold Price£1,100,000 (2022-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

7WD4 8HT

Approval Rate

100%12mo

Development

low

26/02484/NMA
Non-material amendment to planning permission 22/01836/MFA
Pending
26/02470/DRC
Details required by Condition 3 (Photographic Record) attached to planning permission 26/01370/LBC
Pending
26/02409/LBC
Flat roof to pitched roof. Shed made wider and log store to be made smaller. Front door window removed and door moved round to site.
Pending

View Planning Timeline