Flat 9, Flats, 1–10 Mariners Point, Hartlepool, TS24 0FB

UPRN:10095354411Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 9, Flats, 1–10 Mariners Point, Hartlepool, TS24 0FB

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£100,000

£95k - £105kHigh

Estimate

£100k

Range

£95k – £105k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

7.27%

Verdict

Derived from HomePortfolio scores

Flat 9 earns an INVESTIGATE rating with HP Score 44/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is elevated. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

44/ 100

Mixed

Investment Score

45/ 100

Mixed

100

Crime Score

100/ 100

Elevated

Walkability

49/ 100

Mixed

Transit & Bike

Transit 7Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +1.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 28 Oct 2026
- valuation_snapshotsestimate for 10095354411· as of 28 Oct 2026
Rental economics15.8/40
gross yield 7.3%; range width penalty ×0.87
- valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 28 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -107/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 508 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
223 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£74,000£114,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£99,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £31,000
Net cash flow: £81/mo
Cash on cash: 3.1%
Score at this price: 30

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10095354411Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 28 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-650)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 508 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£100,000

Rent Estimate (pcm)£600

Gross Yield7.27%

1y Growth+1.4%

3y Growth-5.5%

5y Growth+0.5%

10y Growth+1.7%

Last Sold Price£107,500 (2003-05-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TS24 0FB

Approval Rate

-12mo

Development

low

H/2026/0272
Adjoining authority consultation for discharge of conditions 3, 4, 5, 6, 7 and 8 on HMDC/2024/0045 (Listed Building Consent - Change of use and alterations to create 25 bed HMO (Sui Generis))
Approved
H/2026/0265
Advertisement consent for the installation of externally illuminated fascia sign
Pending
H/2026/0264
Adjoining authority consultation for the variation to Condition 2 (Approved Plans) on Listed Building Consent HMDC/2025/0030 (Listed Building Consent for Proposed repairs and renovation including removal of stucco render from external walls and replacement with lime based render, faience restoration, stone repairs, removal of existing paint covering to stone work and replacement with specialist paint coating, restoration of stained glass window, replacement of windows and doors, installation of lift and associated partial removal of stone slab; and demolition of rear extension)
Approved

View Planning Timeline

Ownership

Corporate Ownership66.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2003-05-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,830

Population Density-

Owner Occupied21%

Age Distribution

0-15 11%16-64 73%65+ 16%

View Area Profile

Schools Nearby

Brougham Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Joseph's Catholic Primary School, Hartlepool
0.7 mi
Good
Hartlepool College of Further Education
0.7 mi
-
St Helen's Primary School
0.8 mi
Inspected as St Helen's Primary School (URN 111605) on 16 Jan 2019

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Mariners Point
-
£90k
-
4 Mariners Point
-
£85k
-
42 Mariners Point
-
£103k
-
5 Mariners Point
-
£103k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN