15 Saxon Way, Bardney, Lincoln, LN3 5AZ

UPRN:10095385850Detached BungalowBeds -Built 2024

FreeholdCouncil Tax: Band BEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£224,000

£179k - £269kLow

Estimate

£224k

Range

£179k – £269k

Rent Estimate (pcm)

£850

£750 - £900

Monthly

£850

Yield

3.78%

Verdict

Derived from HomePortfolio scores

15 Saxon Way earns an INVESTIGATE rating with HP Score 54/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 6Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 21% above the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£323/mo
Cash on cash: -4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£224,000

Rent Estimate (pcm)£850

Gross Yield3.78%

1y Growth-3.5%

3y Growth-0.2%

5y Growth+2.0%

10y Growth+3.6%

Last Sold Price£225,000 (2025-06-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LN3 5AZ

Approval Rate

-12mo

Development

low

151165
Listed building consent for replace timber windows.
Pending
151134
Planning application for conversion of water tower to 1no. dwelling with demolition of existing attached agricultural buildings, and extension of host building being variation of condition 2 of planning permission 147479 granted 28 March 2024 - reduction in scale of proposed extension.
Pending
151019
Planning application for change of use of Public House with flat to 3no. residential flats.
Conditions

View Planning Timeline