43 Fairmont Street, Bishops Cleeve, Cheltenham, GL52 7AJ

UPRN:10095389820Semi-Detached House2 bedsBuilt 2021

FreeholdCouncil Tax: Band CEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

43 Fairmont Street, Bishops Cleeve, Cheltenham, GL52 7AJ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£348,000

£331k - £366kHigh

Estimate

£348k

Range

£331k – £366k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

5.81%

Verdict

Derived from HomePortfolio scores

43 Fairmont Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

19/ 100

Low

Transit & Bike

Transit 3Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£310,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £99,800
Net cash flow: -£8/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£348,000

Rent Estimate (pcm)£1,500

Gross Yield5.81%

1y Growth+14.1%

3y Growth+3.0%

5y Growth+1.9%

10y Growth+3.4%

Last Sold Price£305,000 (2024-06-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0GL52 7AJ

Approval Rate

-12mo

Development

low

26/00881/CLP
Proposed single-storey rear extension incorporating a pitched tiled roof with two rooflights, cream-coloured rendered external walls to match existing render on the dwellinghouse, and associated alterations to existing openings.
Pending
26/00828/CLP
Proposed single-storey rear extension and part conversion of existing garage.
Approved
26/00788/CM
Planning Application Consultation 25/0096/TWS73W WINGMOOR QUARRY AND LANDFILL Stoke Road, Bishops Cleeve, GL52 7DG for variation of condition 1, 7, 16, 19 and 20 relating to 19/0055/TWMAJW
Pending

View Planning Timeline

Ownership

Corporate Ownership70.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-06-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,603

Population Density646 /km²

Owner Occupied72%

Age Distribution

0-15 21%16-64 60%65+ 19%

View Area Profile

Schools Nearby

Grangefield Primary School
0.9 mi
GoodImproving
Bishops Cleeve Primary Academy
1.0 mi
Good
Cleeve School
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Woodmancote School
1.5 mi
Good

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

43 Fairmont Street
-
£310k
-
7 Fairmont Street
-
£201k
-
1 Fairmont Street
-
£610k
-
3 Fairmont Street
-
£370k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN