Sycamore House, Mill Lane, Tetford, Horncastle, LN9 6PZ

UPRN:10095416895Detached House5 bedsBuilt -

Tenure: -Council Tax: Band DEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Sycamore House, Mill Lane, Tetford, Horncastle, LN9 6PZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£350,000

£315k - £385kMedium

Estimate

£350k

Range

£315k – £385k

Rent Estimate (pcm)

£900

£800 - £1k

Monthly

£900

Yield

2.77%

Verdict

Derived from HomePortfolio scores

Sycamore House earns an INVESTIGATE rating with HP Score 60/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

13/ 100

Low

Transit & Bike

Transit 13Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£390,000

At the asking price

Monthly rent£900/mo

Evidenced range £800-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £127,800
Net cash flow: -£693/mo
Cash on cash: -6.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.68 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£350,000

Rent Estimate (pcm)£900

Gross Yield2.77%

1y Growth-

3y Growth-3.7%

5y Growth-2.2%

10y Growth+1.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LN9 6PZ

Approval Rate

-12mo

Development

low

01774/26/DPC
Discharge of condition 6 (archaeological site work) imposed on 02432/25/OUT.
Pending
00874/26/DPC
Discharge condition 5 (scheme of archaeological investigation), condition 6 (archaeological site work), condition 7 (report of findings), condition 9 (schedule of materials), condition 13 (boundary treatments for plots 1 and 2) & condition 16 (landscaping scheme for plots 1 and 2) imposed on Outline Planning Permission 02432/25/OUT.
Approved
00559/26/FUL
Planning Permission - Alterations to existing dwelling to provide a new driveway and erection of a 1.8m high fence.
Pending

View Planning Timeline