1 Hazelfield Gardens, Lowton, Warrington, WA3 2UL

UPRN:10095423960Detached House4 bedsBuilt 2020

FreeholdCouncil Tax: Band EEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

1 Hazelfield Gardens, Lowton, Warrington, WA3 2UL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£415,000

£395k - £436kHigh

Estimate

£415k

Range

£395k – £436k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

5.30%

Verdict

Derived from HomePortfolio scores

1 Hazelfield Gardens earns an INVESTIGATE rating with HP Score 67/100. Investment score 67/100 reflects moderate fundamentals. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

No data

Walkability

38/ 100

Mixed

Transit & Bike

Transit 4Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -3.6% (HIGH), sold-comps -2.9%, £/sqft -2.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 10095423960· as of 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.5%· as of 21 Oct 2026
Rental economics2.1/40
gross yield 5.3%; range width penalty ×0.88
- valuation_snapshotsrent estimate 1900/mo (range 1750-2050)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -547/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 80 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
520 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£322,500£494,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£429,950

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £141,783
Net cash flow: -£136/mo
Cash on cash: -1.1%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10095423960Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.5%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 1900/mo (range 1750-2050)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1750-2050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 80 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£415,000

Rent Estimate (pcm)£1,900

Gross Yield5.30%

1y Growth-2.4%

3y Growth+1.9%

5y Growth+3.1%

10y Growth+5.2%

Last Sold Price£425,000 (2023-07-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2WA3 2UL

Approval Rate

0%12mo

Development

low

A/26/101763/WTTPO
T2 - (sycamore) - crown lift lower branches over traffic lights to 4m T4 - (sycamore) - Fell, due to lean over road T7 - (sycamore) - Reduce end weight of branches over road by 4m T8 - (beech) - Remove dead limb over bus stop. T9 - (ash) - remove ash limb containing fruiting body over road T10 - (cherry) - crown lift branches over drive way to 5m for site access T11 - (cherry) - crown lift branches over drive way to 5m for site access T12 (Hawthorn) - fell dead hawthorn over car park. T13 - (poplar) - fell to ground level, or pollard to 13m due to likelihood of branch drop. T14 - (poplar) - fell to ground level, or pollard to 13m due to likelihood of branch drop. T15 - (sycamore) - fell for safety reasons. Bifurcate form at 2.5m, dysfunctional and decayed.
Pending
A/26/101573/CON
Condition Discharge application to discharge Condition No.6 (Bird Nesting Survey) and Condition No.8 (Materials) in respect of approved application A/24/98138/MAJOR
Pending
A/26/101479/PDE
Single storey rear extension projecting 4 metres height to the eaves 3 metres and height to the top of the roof light 3.4 metres
Approved

View Planning Timeline