Flat 4, 14 Werter Road, London, SW15 2LJ

UPRN:10095441908Converted Flat3 bedsBuilt -

LeaseholdCouncil Tax: Band EEPC: B (86)

Data freshness:Price Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Flat 4, 14 Werter Road, London, SW15 2LJ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£775,000

£737k - £814kHigh

Estimate

£775k

Range

£737k – £814k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

4.02%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 85/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

74/ 100

High

Crime Score

23/ 100

Moderate

Walkability

98/ 100

Excellent

Transit & Bike

Transit 69Bike 78

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -11.6% (HIGH), sold-comps -21.0%, £/sqft -20.9%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10095441908· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.3%· as of 30 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.75
- valuation_snapshotsrent estimate 2900/mo (range 2550-3200)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,648/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 29 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
501 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£649,000£994,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£865,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,550-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £294,050
Net cash flow: -£912/mo
Cash on cash: -3.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10095441908Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.3%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 2900/mo (range 2550-3200)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2900/mo (range 2550-3200)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£775,000

Rent Estimate (pcm)£2,900

Gross Yield4.02%

1y Growth-40.6%

3y Growth-0.8%

5y Growth-0.5%

10y Growth-0.3%

Last Sold Price£800,000 (2021-05-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SW15 2LJ

Approval Rate

-12mo

Development

low

P/2026/02752/HH
Alterations to the existing flat roof to the rear elevation at upper ground floor level to include, repositioning existing metal balustrade to around part of the flat roof, and erection of new metal screening with integrated planting to both side elevations in connection with its use as a roof terrace.
Pending
P/2026/02623/TPO
Felling of 2no. Poplar trees (T1 and T5), subject to Tree Preservation Order: TPO/418/04/19; T1. Poplar fell to ground level, due to significant hollowing cavity on stem extending from stem base to 1.75m above ground level; T5. Poplar fell to ground level, due to significant area of decay on stem base extending from ground level to 0.5m above.
Pending
P/2026/02622/TPO
Pruning of 5no. Poplar trees (T1 - T5), subject to Tree Preservation Order: TPO/418/04/19; by re-pollarding back to previous points of reduction (7m in height and 4m in lateral spread).
Pending

View Planning Timeline

Ownership

Corporate Ownership47.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-05-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density11,908 /km²

Owner Occupied52%

Age Distribution

0-15 14%16-64 73%65+ 13%

View Area Profile

Schools Nearby

Our Lady of Victories Catholic Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hotham Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hurlingham School
0.3 mi
Inspected by ISI
St Mary's CofE Nursery and Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Werter Road
-
£415k
-
8 Werter Road
-
£840k
-
8 Werter Road
-
£600k
-
30 Werter Road
-
£835k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN