Apartment D45, Legacy Building, 1 Viaduct Gardens, London, SW11 7DZ

UPRN:10095442467Flat/Maisonette2 bedsBuilt -

Tenure: -Council Tax: Band FEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Apartment D45, Legacy Building, 1 Viaduct Gardens, London, SW11 7DZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£1,102,000

£992k - £1.21MMedium

Estimate

£1.10M

Range

£992k – £1.21M

Rent Estimate (pcm)

£5,250

£5k - £6k

Monthly

£5,250

Yield

5.60%

Verdict

Derived from HomePortfolio scores

Apartment D45 earns an INVESTIGATE rating with HP Score 71/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

81/ 100

High

Transit & Bike

Transit 66Bike 69

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -2.1% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10095442467· as of 9 Oct 2026
Rental economics4.1/40
gross yield 5.6%; range width penalty ×0.86
- valuation_snapshotsrent estimate 5250/mo (range 4800-5700)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,017/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
774 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£844,000£1,294,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,125,000

At the asking price

Monthly rent£5,250/mo

Evidenced range £4,800-£5,700

Interest rate5.4%

Loan to value75%

Cash required: £395,050
Net cash flow: -£162/mo
Cash on cash: -0.5%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10095442467Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 5250/mo (range 4800-5700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5250/mo (range 4800-5700)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,102,000

Rent Estimate (pcm)£5,250

Gross Yield5.60%

1y Growth+12.3%

3y Growth-4.7%

5y Growth-0.1%

10y Growth-0.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW11 7DZ

Approval Rate

-12mo

Development

low

26/03200/LB
Removal of the existing double doors between the first-floor reception room and kitchen/breakfast room, and infilling of the associated opening including reinstatement of skirting boards to match the existing traditional detailing (Flat 2).
Pending
26/07359/TELCOM
Removal of the existing antenna and 1 no. equipment cabinet, and installation of a new 20m monopole, 6 no. antennas, 3 no. equipment cabinets and ancillary development thereto.
Pending
26/07302/COFUL
Installation of black-painted steel security gates and fixed panels with vertical bars at the top of the entrance steps to the principal entrance of the Bessborough Centre (former Maternity and Child Welfare Centre), designed to align with the height and appearance of the existing metal railings, with no alterations to the entrance doors, existing railings, stonework, carved inscription or crest.
Pending

View Planning Timeline

Ownership

Corporate Ownership42.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density7,220 /km²

Owner Occupied35%

Age Distribution

0-15 7%16-64 87%65+ 6%

View Area Profile

Schools Nearby

Wyvil Primary School and Resource Bases for Speech, Language and Communication Needs, and Autism
0.3 mi
Good
Tachbrook Nursery School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Herbert Morrison Primary School
0.4 mi
Outstanding
St Stephen's Church of England Primary School
0.5 mi
-

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Legacy Building, 1 Viaduct Gardens
-
£910k
-
Legacy Building, 1 Viaduct Gardens
-
£920k
-
Legacy Building, 1 Viaduct Gardens
-
£950k
-
Legacy Building, 1 Viaduct Gardens
-
£680k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN