20 Ramson Avenue, Stafford, ST16 1ZY

UPRN:10095480076Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£509,000

£484k - £535kHigh

Estimate

£509k

Range

£484k – £535k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

6.75%

Verdict

Derived from HomePortfolio scores

20 Ramson Avenue earns an INVESTIGATE rating with HP Score 67/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 21% below the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: £208/mo
Cash on cash: 1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£509,000

Rent Estimate (pcm)£2,250

Gross Yield6.75%

1y Growth-35.0%

3y Growth-0.3%

5y Growth+3.1%

10y Growth+3.8%

Last Sold Price£480,000 (2025-05-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST16 1ZY

Approval Rate

-12mo

Development

low

26/42672/ESS
Screening Opinion - Outline application with all matters reserved except for primary access for the development of up to 650 homes, primary school and associated facilities, public open spaces, drainage details, earthworks and all related works including demolition of existing buildings, structures and site clearance
Approved
26/42572/LDCPP
Single storey rear extension
Approved
26/42727/HOU
Conversion of garage to create a larger kitchen/dining area and separate utility room (inc. non-material alterations to front and rear elevations) in accordance with condition no 7 of approval fo reserved matters ref 18/28182/REM
Pending

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-05-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,872

Population Density-

Owner Occupied86%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

Beaconfields Primary School
0.1 mi
-
Parkside Primary School
0.6 mi
Good
Sir Graham Balfour High School
0.7 mi
Inspected as Sir Graham Balfour High School (URN 124444) on 8 May 2014
Greenhall
0.9 mi
Inspected as Greenhall Nursery (URN 124524) on 14 Feb 2018

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

57 Ramson Avenue
-
£264k
-
51 Ramson Avenue
-
£285k
-
59 Ramson Avenue
-
£266k
-
18 Ramson Avenue
-
£475k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN