Flat 25, Novella House, 177 High Road, Chigwell, IG7 6FF

UPRN:10095532885Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 25, Novella House, 177 High Road, Chigwell, IG7 6FF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

11 of 21 sources

Sale Estimate

£640,000

£608k - £672kHigh

Estimate

£640k

Range

£608k – £672k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

5.85%

Verdict

Derived from HomePortfolio scores

Flat 25 earns an INVESTIGATE rating with HP Score 62/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£595,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,700-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £199,550
Net cash flow: -£0/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£640,000

Rent Estimate (pcm)£2,900

Gross Yield5.85%

1y Growth-

3y Growth+0.0%

5y Growth+1.0%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IG7 6FF

Approval Rate

-12mo

Development

low

EPF/2140/26
Approval of Details Reserved by Condition 4 Surface Water Drainage of EPF/0783/26 (Part single and part double storey rear and front extension, single storey side extension and loft conversion including raising roof ridge).
Pending
EPF/2143/26
Proposed two storey rear and side extension. Proposed new roof over garage to the front.
Pending
EPF/2127/26
Front infill extension and porch, additional side window. Single storey rear extension, loft conversion with rear dormer and Juliet balconies and incorporation of additional land into domestic curtilage.
Pending

View Planning Timeline