5 Black Oak Drive, Stowupland, Stowmarket, IP14 4FQ

UPRN:10095540322Detached House4 bedsBuilt 2022

FreeholdCouncil Tax: Band EEPC: B (84)

Data freshness:Planning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Black Oak Drive, Stowupland, Stowmarket, IP14 4FQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

-- - --

Rent Estimate (pcm)

-- - --

Verdict

Derived from HomePortfolio scores

5 Black Oak Drive earns an INVESTIGATE rating with HP Score 69/100. Crime intensity is low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsHM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

No data

Crime Score

21/ 100

Moderate

Walkability

29/ 100

Low

Transit & Bike

Transit 14Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires rental_economics (no rent estimate available)

What we could establish

Valuation edge0/15
claims [sold-comps -6.5%, £/sqft -6.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (no market estimate available)
no market estimate available · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 8.5%· as of 24 Oct 2026
Risk & liquidity9/15
514 sales/12mo in area
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 8.5%Valuation edge · as of 24 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics could not be scored
no rent estimate available
Stress margin could not be scored
no rent to stress

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
2. Fill the rental economics gap before relying on the score.
no rent estimate available
3. Fill the stress margin gap before relying on the score.
no rent to stress
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate-

Rent Estimate (pcm)-

Gross Yield-

1y Growth-

3y Growth-1.3%

5y Growth+0.7%

10y Growth+2.8%

Last Sold Price£424,995 (2023-04-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP14 4FQ

Approval Rate

-12mo

Development

low

DC/26/04191
Householder Application - Replacement of existing timber decking within its existing footprint, finished in brown timber
Pending
DC/26/04147
Discharge of Conditions Application for DC/26/00773 - Condition 5 (Wildlife Enhancement Measures)
Approved
DC/26/03908
Application for Approval of Reserved Matters (Appearance, Layout, Landscaping and Scale) Pursuant to Outline Planning Permission DC/20/01036 (Up to 300No dwellings, new vehicular access, landscaping, open space and drainage infrastructure) for Residential Development of 252no. dwellings and associated infrastructure at land at Ashes Farm, Stowmarket.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-04-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,507

Population Density170 /km²

Owner Occupied73%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Stowupland High School
0.5 mi
Inspected as Stowupland High School (URN 143362) on 10 Jan 2023
Cedars Park Community Primary School
0.5 mi
Good
Freeman Community Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Chilton Community Primary School
1.1 mi
Inspected as Chilton Community Primary School (URN 124622) on 12 Dec 2017

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Black Oak Drive
-
£330k
-
5 Black Oak Drive
-
£425k
-
3 Black Oak Drive
-
£300k
-
7 Black Oak Drive
-
£423k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN