Flat 90, Moore House, Sheepcote Road, Harrow, HA1 2SN

UPRN:10095545512Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band EEPC: B (87)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 90, Moore House, Sheepcote Road, Harrow, HA1 2SN

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£480,000

£456k - £504kHigh

Estimate

£480k

Range

£456k – £504k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

5.35%

Verdict

Derived from HomePortfolio scores

Flat 90 earns an INVESTIGATE rating with HP Score 89/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

89/ 100

Strong

Investment Score

75/ 100

High

Crime Score

6/ 100

Low

Walkability

94/ 100

Excellent

Transit & Bike

Transit 69Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +4.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10095545512· as of 12 Oct 2026
Rental economics2.5/40
gross yield 5.3%; range width penalty ×0.91
- valuation_snapshotsrent estimate 2050/mo (range 1900-2200)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -564/mo, -28% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
234 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£345,000£529,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£460,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £152,300
Net cash flow: -£133/mo
Cash on cash: -1.1%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10095545512Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2050/mo (range 1900-2200)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1900-2200)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£480,000

Rent Estimate (pcm)£2,050

Gross Yield5.35%

1y Growth-

3y Growth+2.5%

5y Growth-1.3%

10y Growth+0.9%

Last Sold Price£480,000 (2020-12-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HA1 2SN

Approval Rate

-12mo

Development

low

26/2669
Change of use from single dwellinghouse into 6x bed, 6x person HMO with conversion of garage into habitable room, erection of single-storey rear extension, hip-to-gable roof end, rear dormer extension and 2x front rooflights and refuse and cycle storages spaces and landscaping to front and rear gardens.
Pending
26/2282
Demolition of existing single storey side to rear extension, erection of single storey side to rear extension and removal of 1x chimney stack to dwellinghouse.
Pending
26/2205
Details pursuant partial discharge of condition 45 (circular economy statement for Block C3), of Full Planning Permission application reference 20/0701 dated 16/03/2023 for Full planning permission for demolition of existing buildings and structures on the site, all site preparation works for a residential led mixed-use development comprising new homes, associated car and cycle spaces, a replacement nursery, commercial space, associated highways improvements, open space, hard and soft landscaping and public realm works subject to a deed of agreement under Section 106 of the Town and Country Planning Act dated the 16th of March 2023.
Pending

View Planning Timeline