The Laurels, Rat Row, Wisbech St. Mary, Wisbech, PE13 4BF

UPRN:10095764348Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

The Laurels, Rat Row, Wisbech St. Mary, Wisbech, PE13 4BF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

12 of 21 sources

Sale Estimate

£516,000

£412k - £619kLow

Estimate

£516k

Range

£412k – £619k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

7.68%

Verdict

Derived from HomePortfolio scores

The Laurels earns an INVESTIGATE rating with HP Score 54/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

1/ 100

Low

Transit & Bike

Transit 14Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£375,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,200-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £396/mo
Cash on cash: 3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£516,000

Rent Estimate (pcm)£2,400

Gross Yield7.68%

1y Growth-

3y Growth-0.8%

5y Growth+0.5%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PE13 4BF

Approval Rate

-12mo

Development

low

F/YR26/0613/F
Erect single storey rear extension to existing dwelling
Approved
F/YR26/0769/F
Change of use from C3 (Dwelling house) to C2 (Care Home)
Pending
F/YR26/0211/NONMAT
Non-material amendment: Changes to material of barn roof, and colour of standing seam roof and changes to fenestration of dwelling relating to planning permission F/YR24/1012/F (Erect 1no dwelling and barn involving demolition of existing dwelling and barn, together with the relocation of manege and changes to residential curtilage)
Approved

View Planning Timeline

Ownership

Corporate Ownership77.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,125

Population Density65 /km²

Owner Occupied73%

Age Distribution

0-15 17%16-64 64%65+ 19%

View Area Profile

Schools Nearby

Wisbech St Mary CofE Academy
0.9 mi
Good
Murrow Primary Academy
2.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Guyhirn CofE VC Primary School
2.2 mi
GoodConcerns
Alderman Payne Primary School
2.4 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN