8 Walnut Grove, Harrogate, HG1 4EQ

UPRN:10095770928Detached HouseBeds -Built 2024

FreeholdCouncil Tax: Band DEPC: A (98)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£426,000

£341k - £511kLow

Estimate

£426k

Range

£341k – £511k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.69%

Verdict

Derived from HomePortfolio scores

8 Walnut Grove earns an INVESTIGATE rating with HP Score 77/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 60Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.7%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1700/mo (range 1550-1800)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -716/mo, -42% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Risk & liquidity9.3/15
500 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£435,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £143,550
Net cash flow: -£291/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1700/mo (range 1550-1800)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1700/mo (range 1550-1800)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£426,000

Rent Estimate (pcm)£1,700

Gross Yield4.69%

1y Growth+245.1%

3y Growth-0.6%

5y Growth+1.2%

10y Growth+1.6%

Last Sold Price£122,000 (2024-05-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HG1 4EQ

Approval Rate

-12mo

Development

low

26/06961/FUL
Single storey rear extension.
Pending
26/06959/FUL
The proposed development involves structural alterations to the main residential dwelling. On the principal (front) elevation, the existing window within the previously converted garage will be removed, and the opening will be modified to install a new main external entrance door assembly. Concurrently, the existing external entrance doorway located on the side elevation (which currently overlooks the neighboring property entrance to the adjacent neighbor at 260 Woodfield Rd) will be partially closed and replaced with a new, smaller obscured-glass window. The new window will feature materials, colours, and finishes that match the existing property. The styling and finish of the new door will remain sympathetic to, and harmonise with, the aesthetic and character of the surrounding street scene. All brickwork used to infill the lower section of the redundant side entrance will closely match the original bond, colour, and texture of the existing building.
Pending
26/06676/TPO
Fell 1 No Ash (A1) within tree preservation order 16/1933.
Pending

View Planning Timeline

Ownership

Corporate Ownership64%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-05-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density7,048 /km²

Owner Occupied73%

Age Distribution

0-15 18%16-64 66%65+ 16%

View Area Profile

Schools Nearby

Richard Taylor Church of England Primary School
0.1 mi
Good
Harrogate, Bilton Grange Primary School
0.4 mi
GoodImproving
Springwell Harrogate
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Harrogate, Grove Road Community Primary School
0.6 mi
Good

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Walnut Grove
-
£468k
-
8 Walnut Grove
-
£122k
-
16 Walnut Grove
-
£218k
-
1 Walnut Grove
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN