Trenoweth, New Polzeath, Wadebridge, PL27 6UG

UPRN:10095876595Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Trenoweth, New Polzeath, Wadebridge, PL27 6UG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,561,000

£1.41M - £1.72MMedium

Estimate

£1.56M

Range

£1.41M – £1.72M

Rent Estimate (pcm)

£4,700

£4k - £5k

Monthly

£4,700

Yield

2.89%

Verdict

Derived from HomePortfolio scores

Trenoweth earns an INVESTIGATE rating with HP Score 56/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

19/ 100

Low

Transit & Bike

Transit 3Bike 17

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -24.9% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10095876595· as of 9 Nov 2026
Rental economics0/40
gross yield 2.9%; range width penalty ×0.67
- valuation_snapshotsrent estimate 4700/mo (range 4050-5300)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4,902/mo, -104% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
167 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,462,500£1,998,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,950,000

At the asking price

Monthly rent£4,700/mo

Evidenced range £4,050-£5,300

Interest rate5.4%

Loan to value75%

Cash required: £734,050
Net cash flow: -£3,327/mo
Cash on cash: -5.4%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.71 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10095876595Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 4700/mo (range 4050-5300)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4700/mo (range 4050-5300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,561,000

Rent Estimate (pcm)£4,700

Gross Yield2.89%

1y Growth-

3y Growth-5.6%

5y Growth-0.3%

10y Growth+1.5%

Last Sold Price£1,550,000 (2022-09-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

5PL27 6UG

Approval Rate

0%12mo

Development

low

PA26/07199
Outline planning permission with some reserved matters (all except access) for proposed development of up to 9 dwellings
Pending
PA26/06571
Demolition of existing dwelling and construction of replacement dwelling
Pending
PA26/06491
Subdivision of existing plot and construction of a new family dwelling
Pending

View Planning Timeline

Ownership

Corporate Ownership68.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-09-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied63%

Age Distribution

0-15 14%16-64 51%65+ 35%

View Area Profile

Schools Nearby

St Minver School
2.1 mi
Good
Padstow School
3.2 mi
Good
Port Isaac Academy
4.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Issey Church of England Primary School
4.8 mi
Good

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Wild Thyme
-
£1.65M
-
Coppers
-
£3.00M
-
Stepper View
-
£1.00M
-
Endelienta
-
£1.68M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN