12 Silver Hill Close, Plymouth, PL6 5FZ

UPRN:10095897447End Terrace House3 bedsBuilt 2023

FreeholdCouncil Tax: Band CEPC: A (92)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£312,000

£297k - £328kHigh

Estimate

£312k

Range

£297k – £328k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

5.17%

Verdict

Derived from HomePortfolio scores

12 Silver Hill Close earns an INVESTIGATE rating with HP Score 70/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 31Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£128/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£312,000

Rent Estimate (pcm)£1,400

Gross Yield5.17%

1y Growth+7.9%

3y Growth+0.4%

5y Growth+2.8%

10y Growth+2.6%

Last Sold Price£290,000 (2023-07-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PL6 5FZ

Approval Rate

-12mo

Development

low

26/01477/TPO
T001 - Reduce to 4.0m high Spread 3m. T002 - reduce to 3m from adjacent building.
Pending
26/01286/TPO
T1 Beech - Fell
Approved
26/01266/FUL
Garage converted to office space for personal use
Approved

View Planning Timeline

Ownership

Corporate Ownership51.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-07-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,992

Population Density2,383 /km²

Owner Occupied76%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Whitleigh Community Primary School
0.1 mi
Inspected as Whitleigh Community Primary School (URN 132215) on 14 Dec 2022
Woodlands School
0.1 mi
Good
Sir John Hunt Community Sports College
0.3 mi
Inspected as Sir John Hunt Community Sports College (URN 113533) on 21 Sep 2022
Notre Dame RC School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Silver Hill Close
-
£300k
-
22 Silver Hill Close
-
£295k
-
12 Silver Hill Close
-
£290k
-
16 Silver Hill Close
-
£285k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN