Data freshness:●Listing· freshListing: fresh, refreshed 6d ago (2026-11-03T04:00:05.311355+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:45:51.705206+00:00)●Ownership· 1mo agoOwnership: ageing, refreshed 1mo ago (2026-10-10T17:57:02.498663+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
90
/ 100
Strong
Verdict
4 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
13 of 21 sources
Sale Estimate
£379,000
£341k - £417kMedium
Estimate
£379k
Range
£341k – £417k
Rent Estimate (pcm)
£1,250
£1k - £1k
Monthly
£1,250
Yield
3.41%
Verdict
Derived from HomePortfolio scores
7 Woodhouse Road earns an INVESTIGATE rating with HP Score 90/100. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
0
Low confidence0 independent sourcesListing checked 3 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Valuation edge-0.6/15
claims [AVM -16.1% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 10095975835· as of 13 Oct 2026
Rental economics0/40
gross yield 3.4%; range width penalty ×0.80
valuation_snapshotsrent estimate 1250/mo (range 1150-1400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,068/mo, -85% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 96 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity0/15
lease 2 years (under 80): most lenders refuse it - risk scores nothing; 101 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
listing_factslease 2 years remaining (advert)· as of 3 Nov 2026
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£330,000£506,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£440,000
At the asking price
£1,250/mo
Evidenced range £1,150-£1,400
5.4%
75%
Cash required
£145,300
Net cash flow
-£620/mo
Cash on cash
-5.1%
Score at this price
0
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.84 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10095975835Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1250/mo (range 1150-1400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026