The Grain Store, Fenstreet Road, Middleton, Saxmundham, IP17 3NU

UPRN:10095984237Detached Bungalow4 bedsBuilt 2023

FreeholdCouncil Tax: Band FEPC: C (75)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Grain Store, Fenstreet Road, Middleton, Saxmundham, IP17 3NU

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£571,000

£456k - £685kLow

Estimate

£571k

Range

£456k – £685k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

2.80%

Verdict

Derived from HomePortfolio scores

The Grain Store earns an INVESTIGATE rating with HP Score 60/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 4Bike 30

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -23.0%, £/sqft -22.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 7.6%· as of 28 Sept 2026
Rental economics0/40
gross yield 2.8%; range width penalty ×0.77
- valuation_snapshotsrent estimate 2100/mo (range 1900-2350)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,383/mo, -113% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity9.2/15
158 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£675,000£1,035,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,584/mo
Cash on cash: -6.2%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.69 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 7.6%Valuation edge · as of 28 Sept 2026
valuation_snapshotsrent estimate 2100/mo (range 1900-2350)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1900-2350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£571,000

Rent Estimate (pcm)£2,100

Gross Yield2.80%

1y Growth+96.9%

3y Growth-2.9%

5y Growth+0.0%

10y Growth+2.5%

Last Sold Price£290,000 (2023-11-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IP17 3NU

Approval Rate

-12mo

Development

low

DC/26/3275/CON
Consultation - install fixed line broadband electronic communications apparatus under Regulation 5
Approved
DC/26/2370/CON
Consultation - install fixed line broadband electronic communications apparatus
Approved
DC/26/1969/LBC
Listed Building Consent - Replacement of existing UPVC windows and timber front door with double glazed painted timber windows and timber front door. Addition of two en-suite bathrooms and retention of emergency repairs to timber frame. Repainting of exterior render.
Pending

View Planning Timeline