Flat, Anchorage Guest House, 45–47 Fitzhamon Embankment, Riverside, Cardiff, CF11 6AN

UPRN:10095991150Terrace Property1 bedsBuilt -

Shared ownershipCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat, Anchorage Guest House, 45–47 Fitzhamon Embankment, Riverside, Cardiff, CF11 6AN

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£523,000

£419k - £628kLow

Estimate

£523k

Range

£419k – £628k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

10.56%

Verdict

Derived from HomePortfolio scores

Flat earns an INVESTIGATE rating with HP Score 57/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

71/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,000-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £679/mo
Cash on cash: 10.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£523,000

Rent Estimate (pcm)£2,200

Gross Yield10.56%

1y Growth-

3y Growth+0.9%

5y Growth+2.9%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF11 6AN

Approval Rate

-12mo

Development

low

26/02367/DOC
Discharge of Condition 4 (Architectural Detailing) of 26/01216/FUL
Pending
26/02360/WTCA
Strawberry tree; rear garden - Thin out the crown by 15-20% to allow more light through the crown also reduce and shape the crown by 1m to help bring the over extended areas of the crown back into shape.
Pending
26/02358/FUL
Alterations to existing shopping centre frontage in connection with the expansion and amalgamation of the existing showroom, including the formation of new customer entrances, replacement glazing, doors and associated shopfront works,
Pending

View Planning Timeline