1 Cae'r Bont, Cardiff, CF5 2FH

UPRN:10095991896Detached House5 bedsBuilt 2023

FreeholdCouncil Tax: -EPC: B (86)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£888,000

£843k - £932kHigh

Estimate

£888k

Range

£843k – £932k

Rent Estimate (pcm)

£3,900

£4k - £4k

Monthly

£3,900

Yield

19.18%

Verdict

Derived from HomePortfolio scores

1 Cae'r Bont earns an INVESTIGATE rating with HP Score 84/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

70/ 100

High

Crime Score

10/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£244,000-£479,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£244,000

At the asking price

Monthly rent£3,900/mo

Evidenced range £3,550-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £76,880
Net cash flow: £1,877/mo
Cash on cash: 29.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£888,000

Rent Estimate (pcm)£3,900

Gross Yield19.18%

1y Growth+10.8%

3y Growth+2.4%

5y Growth+2.6%

10y Growth+5.0%

Last Sold Price£789,995 (2023-10-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

2CF5 2FH

Approval Rate

100%12mo

Development

low

26/02294/HSE
Proposed Single Storey Wrap Around Rear Extension
Pending
26/02219/HSE
Ground floor side and rear extension
Pending
26/02115/FUL
4 storey extension (including undercroft) to existing building to expand dining provision, create additional teaching spaces and improve ancillary accommodation including internal re-modelling of current kitchens, erection of covered external walkway and relocation of cycle and bin storage.
Pending

View Planning Timeline