19 Wharf Drive, Newport, TF10 7ZL

UPRN:10096013313Semi-Detached House3 bedsBuilt 2022

FreeholdCouncil Tax: Band CEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£314,000

£298k - £330kHigh

Estimate

£314k

Range

£298k – £330k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

9.56%

Verdict

Derived from HomePortfolio scores

19 Wharf Drive earns an INVESTIGATE rating with HP Score 75/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

73/ 100

High

Crime Score

19/ 100

Moderate

Walkability

45/ 100

Mixed

Transit & Bike

Transit 7Bike 35

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -1.9% (HIGH), sold-comps -15.5%, £/sqft -15.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10096013313· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 10.1%· as of 24 Oct 2026
Rental economics36.5/40
gross yield 9.6%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2550/mo (range 2400-2650)· as of 13 Oct 2026· verify before relying on this
Stress margin15.5/30
stressed cash flow +394/mo, +15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity0/15
lease 7 years (under 80): most lenders refuse it - risk scores nothing; 196 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo
- listing_factslease 7 years remaining (advert)· as of 4 Nov 2026

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£240,000£368,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£319,950

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,400-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £103,283
Net cash flow: £686/mo
Cash on cash: 8.0%
Score at this price: 52

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10096013313Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 10.1%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 2550/mo (range 2400-2650)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2550/mo (range 2400-2650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£314,000

Rent Estimate (pcm)£2,550

Gross Yield9.56%

1y Growth+10.4%

3y Growth-1.9%

5y Growth+0.7%

10y Growth+2.3%

Last Sold Price£279,950 (2024-03-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TF10 7ZL

Approval Rate

-12mo

Development

low

TWC/2026/0770
Change of Use of Micro Pub (Sui Generis) to Retail unit (Use Class E(a))
Pending
TWC/2026/0730
Erection of a detached garage with a hobby room above, external staircase, and installation of a dormer extension
Pending
TWC/2026/0676
Removal of epicormic growth to 4no. Lime trees
Approved

View Planning Timeline

Ownership

Corporate Ownership83.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-03-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,459

Population Density88 /km²

Owner Occupied81%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

Newport Infant School and Nursery
0.3 mi
Good
Church Aston Infant School
0.3 mi
Good
The Burton Borough School
0.4 mi
Inspected as The Burton Borough School (URN 123574) on 10 Nov 2021
Newport Girls' High School Academy
0.4 mi
Outstanding

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Wharf Drive
-
£451k
-
16 Wharf Drive
-
£451k
-
12 Wharf Drive
-
£396k
-
6 Wharf Drive
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN