81 Hall Lane, Upminster, RM14 1AQ

UPRN:10096016373Detached House5 bedsBuilt 2023

FreeholdCouncil Tax: Band GEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,957,000

£1.76M - £2.15MMedium

Estimate

£1.96M

Range

£1.76M – £2.15M

Rent Estimate (pcm)

£5,550

£5k - £6k

Monthly

£5,550

Yield

3.98%

Verdict

Derived from HomePortfolio scores

81 Hall Lane earns an INVESTIGATE rating with HP Score 82/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

71/ 100

High

Crime Score

7/ 100

Low

Walkability

69/ 100

Moderate

Transit & Bike

Transit 34Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£1,400,000-£1,675,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,675,000

At the asking price

Monthly rent£5,550/mo

Evidenced range £4,800-£6,300

Interest rate5.4%

Loan to value75%

Cash required: £618,550
Net cash flow: -£1,811/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,957,000

Rent Estimate (pcm)£5,550

Gross Yield3.98%

1y Growth-

3y Growth-1.5%

5y Growth-0.4%

10y Growth+1.3%

Last Sold Price£400,000 (2021-07-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2RM14 1AQ

Approval Rate

-12mo

Development

low

P1170.26
Ground floor rear (and part-side) extension.
Pending
D0397.26
Certificate of Lawfulness for a hip-to-gable loft conversion with rear dormer and roof lights to front, erection of a single-storey front entrance porch and demolition of the existing external unshared chimney stack
Pending
P1130.26
Raising roof of existing garages and converting to form habitable rooms
Pending

View Planning Timeline

Ownership

Corporate Ownership59.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-07-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,726

Population Density2,286 /km²

Owner Occupied91%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Hall Mead School
0.5 mi
Outstanding
Emerson Park Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's Catholic Primary School
0.6 mi
Good
Upminster Infant School
0.7 mi
Good

7 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

60 Hall Lane
-
£1.22M
-
79 Hall Lane
-
£2.13M
-
77 Hall Lane
-
£1.63M
-
Hall Lane Miniature Golf Course Hall Lane
-
£14.42M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN