20 Sanderling Gardens, Rochford, SS4 1YP

UPRN:10096020734Semi-Detached House3 bedsBuilt 2023

FreeholdCouncil Tax: Band FEPC: A (100)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

20 Sanderling Gardens, Rochford, SS4 1YP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£493,000

£444k - £543kMedium

Estimate

£493k

Range

£444k – £543k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

5.14%

Verdict

Derived from HomePortfolio scores

20 Sanderling Gardens earns an INVESTIGATE rating with HP Score 84/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

72/ 100

High

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

8 live new-build plots advertised against one placeholder UPRN (£455,000-£635,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£455,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £150,550
Net cash flow: -£186/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£493,000

Rent Estimate (pcm)£1,950

Gross Yield5.14%

1y Growth+7.7%

3y Growth+1.1%

5y Growth+1.7%

10y Growth+3.4%

Last Sold Price£575,000 (2024-10-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0SS4 1YP

Approval Rate

-12mo

Development

low

26/00742/FUL
Proposed hip to gable roof extension with loft conversion, rear dormer and 2x rooflights to front
Pending
26/00727/DOC
Discharge of Condition No. 3 (Details of materials/windows), No. 4 (Historic building recording), No. 6 (Landscaping) & No. 8 (Refuse & recycling storage) of Planning Consent Ref 26/00231/FUL
Pending
26/00698/LDC
Lawful Development Certificate for a proposed use - extension of rear dormer to Bathroom and WC
Pending

View Planning Timeline

Ownership

Corporate Ownership76.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-10-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,107

Population Density1,849 /km²

Owner Occupied88%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

Holt Farm Infant School
0.1 mi
Good
Holt Farm Junior School
0.1 mi
Good
St Teresa's Catholic Primary School
0.2 mi
Good
Waterman Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Sanderling Gardens
-
£575k
-
27 Sanderling Gardens
-
£515k
-
18 Sanderling Gardens
-
£625k
-
25 Sanderling Gardens
-
£540k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN