10 Field Maple Drive, Dereham, NR20 3GD

UPRN:10096178527Detached House4 bedsBuilt 2021

FreeholdCouncil Tax: Band DEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£442,000

£419k - £464kHigh

Estimate

£442k

Range

£419k – £464k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

4.80%

Verdict

Derived from HomePortfolio scores

10 Field Maple Drive earns an INVESTIGATE rating with HP Score 66/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 40Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +9.5% (HIGH), sold-comps +5.7%, £/sqft +5.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10096178527· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.6%· as of 6 Nov 2026
Rental economics0/40
gross yield 4.8%; range width penalty ×0.82
- valuation_snapshotsrent estimate 1600/mo (range 1450-1750)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -642/mo, -40% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
197 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£380,000£460,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£242/mo
Cash on cash: -2.2%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10096178527Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.6%Valuation edge · as of 6 Nov 2026
valuation_snapshotsrent estimate 1600/mo (range 1450-1750)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1450-1750)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£442,000

Rent Estimate (pcm)£1,600

Gross Yield4.80%

1y Growth+23.5%

3y Growth-3.3%

5y Growth-1.9%

10y Growth+2.4%

Last Sold Price£440,000 (2022-12-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR20 3GD

Approval Rate

-12mo

Development

low

PL/2026/0870/TRE
T1 London Plane - Height - 23m Width - 15m - Reduce by 1.75m to lessen loading on crown due & removal of deadwood T2 London Plane - Height - 23m Width - 15m - Reduce by 1.75m to lessen loading on crown due & removal of deadwood T4 Lime - Height - 16m Width - 10m Three extended branches within the lower crown above the driveway, to be shortened by no more than 2m (Photo evidence)
Pending
PL/2026/0865/TRE
G1 Beech, sycamore, lime - raise canopies to give 3m clearance over footpath G4 2851/ 2852 - Oak Trees - raise canopies to give a 4m clearance over parking bays
Pending
PL/2026/0717/FMIN
Change of Use from Residential Swimming Pool to Mixed Residential and Commercial (Swim School) Use
Pending

View Planning Timeline

Ownership

Corporate Ownership85.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-12-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,930

Population Density223 /km²

Owner Occupied73%

Age Distribution

0-15 18%16-64 56%65+ 26%

View Area Profile

Schools Nearby

Dereham Neatherd High School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
King's Park Infant School, Dereham
0.8 mi
Inspected as King's Park Infant School, Dereham (URN 120983) on 24 Sep 2014
Northgate High School
0.9 mi
Good
Dereham Church of England Infant and Nursery Academy
1.1 mi
Inspected as Dereham Church of England Infant & Nursery School (URN 121195) on 29 Jan 2019

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 Field Maple Drive
-
£410k
-
42 Field Maple Drive
-
£388k
-
40 Field Maple Drive
-
£427k
-
11 Field Maple Drive
-
£418k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN