Data freshness:●Listing· freshListing: fresh, refreshed 4d ago (2026-11-07T04:00:05.687115+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:18:19.536939+00:00)●Ownership· freshOwnership: fresh, refreshed 4d ago (2026-11-06T17:47:42.501655+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· freshSchools: fresh, refreshed 5d ago (2026-11-05T17:42:09.721250+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 1mo agoCouncil Tax: ageing, refreshed 1mo ago (2026-10-11T01:14:20.553985+00:00)
HP Score
61
/ 100
Mixed
Verdict
today
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£2,173,000
£2.06M - £2.28MHigh
Estimate
£2.17M
Range
£2.06M – £2.28M
Rent Estimate (pcm)
£10,350
£10k - £11k
Monthly
£10,350
Yield
8.57%
Verdict
Derived from HomePortfolio scores
Apartment 311 earns an INVESTIGATE rating with HP Score 61/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Samples of the facing materials, including detailed drawings of the dormers, and windows including section drawings showing the glazing bars; pursuant to condition 3 and 4 of planning permission dated 4th September 2026 (26/04924/FULL)
Pending
26/07386/ADFULL
Details of Window, including section drawings showing the glazing bars; Door, including section drawings showing the glazing bars; Awning; pursuant to condition 3 (a, b, and c) of planning permission dated 4th September 2026 (26/04925/FULL)
Pending
26/07388/ADFULL
Detailed drawings of all new windows and external doors; pursuant to condition 4 of planning permission dated 23rd July 2026 (26/02493/FULL)
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
55
Low confidence1 independent sourceLead to verifyListing checked 7 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 33% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +33.3% (HIGH), sold-comps +21.1%, £/sqft +21.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
valuation_snapshotsestimate for 10096183889· as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.8%· as of 22 Oct 2026
Rental economics25.1/40
gross yield 8.6%; range width penalty ×0.88; the estimate this rent rides on sits 33% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 10350/mo (range 9500-11150)· as of 9 Nov 2026· verify before relying on this
valuation_snapshotssale estimate 33% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin13.1/30
stressed cash flow +1,360/mo, +13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026· verify before relying on this
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
774 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 80+ up to £1,087,500
£1,087,500£1,667,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£1,450,000
At the asking price
£10,350/mo
Evidenced range £9,500-£11,150
5.4%
75%
Cash required
£525,050
Net cash flow
£2,272/mo
Cash on cash
5.2%
Score at this price
55
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.11 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10096183889Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.8%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 10350/mo (range 9500-11150)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 33% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 10350/mo (range 9500-11150)
Rental economics needs verification before you rely on it
sale estimate 33% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £1,087,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Stress margin · as of 7 Nov 2026 · verify before relying on this