6 Rectory Court, 9 Old Rectory Lane, Alvechurch, Birmingham, B48 7SX

UPRN:10096189696Flat/Maisonette1 bedsBuilt 2023

LeaseholdCouncil Tax: Band AEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

6 Rectory Court, 9 Old Rectory Lane, Alvechurch, Birmingham, B48 7SX

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£360,000

£288k - £432kLow

Estimate

£360k

Range

£288k – £432k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

5.18%

Verdict

Derived from HomePortfolio scores

6 Rectory Court earns an INVESTIGATE rating with HP Score 68/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

38/ 100

Elevated

Walkability

44/ 100

Mixed

Transit & Bike

Transit 9Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 39% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [sold-comps +7.2%, £/sqft +7.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 4 comps, dispersion 15.9%· as of 23 Oct 2026
Rental economics1/40
gross yield 5.2%; range width penalty ×0.67; the estimate this rent rides on sits 39% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 950/mo (range 850-1100)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 39% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -382/mo, -40% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 4 price cut(s), 199 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity9.2/15
44 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£181,500£253,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£85/mo
Cash on cash: -1.5%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 4 comps, dispersion 15.9%Valuation edge · as of 23 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 850-1100)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 39% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 850-1100)
Rental economics needs verification before you rely on it
sale estimate 39% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
4 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£360,000

Rent Estimate (pcm)£950

Gross Yield5.18%

1y Growth+71.4%

3y Growth-5.2%

5y Growth-2.6%

10y Growth+1.0%

Last Sold Price£210,000 (2023-08-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B48 7SX

Approval Rate

-12mo

Development

low

26/01093/FUL
erection of a two-storey rear extension, two-storey side extension and remodelling of front porch.
Pending
26/01050/CPL
Loft conversion to include 2 new Bedrooms
Approved
26/00811/CPL
Conversion of the existing roof space within the existing roof envelope, installation of two rooflights to the side roof slope and four rooflights to the rear roof slope.
Pending

View Planning Timeline

Ownership

Corporate Ownership79.9%
Overseas OwnershipNo
Lease Term Remaining245 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-08-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,409

Population Density-

Owner Occupied80%

Age Distribution

0-15 19%16-64 56%65+ 25%

View Area Profile

Schools Nearby

Crown Meadow First School & Nursery
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Alvechurch CofE Middle School
0.2 mi
Inspected as Alvechurch CofE Middle School (URN 116983) on 13 Sep 2012
St Andrew's CofE First School
1.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Graduately Developing Futures
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rectory Court, 9 Old Rectory Lane
-
£215k
-
Rectory Court, 9 Old Rectory Lane
-
£240k
-
Clover Cottage Old Rectory Lane
-
£500k
-
Rectory Court, 9 Old Rectory Lane
-
£227k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN