2 Ebony House, Chapel Road, Earith, Huntingdon, PE28 3PU

UPRN:10096199887Semi-Detached House4 bedsBuilt 2024

FreeholdCouncil Tax: Band DEPC: B (88)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

2 Ebony House, Chapel Road, Earith, Huntingdon, PE28 3PU

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£358,000

£340k - £376kHigh

Estimate

£358k

Range

£340k – £376k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

5.33%

Verdict

Derived from HomePortfolio scores

2 Ebony House earns an INVESTIGATE rating with HP Score 68/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (25/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

25/ 100

Low

Transit & Bike

Transit 28Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£360,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £117,300
Net cash flow: -£107/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£358,000

Rent Estimate (pcm)£1,600

Gross Yield5.33%

1y Growth-

3y Growth-2.8%

5y Growth-0.9%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE28 3PU

Approval Rate

-12mo

Development

low

26/02029/TREE
Ash trees - Trimming of lower branches by 1-2m.
Pending
26/01856/TREE
To pollard white Willow tree by 4.5m to prevent further decay
Pending
26/01500/HHFUL
Erection of single storey side extension.
Approved

View Planning Timeline

Ownership

Corporate Ownership81.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,375

Population Density390 /km²

Owner Occupied83%

Age Distribution

0-15 17%16-64 59%65+ 24%

View Area Profile

Schools Nearby

Earith Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Helen's Primary School
1.0 mi
Inspected as St Helen's Primary School (URN 110888) on 8 Jun 2022
Whitehall School
2.5 mi
Inspected by ISI
Somersham Primary School
2.6 mi
Outstanding

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Chapel Road
-
£230k
-
27 Chapel Road
-
£265k
-
Ebony House Chapel Road
-
£328k
-
35 Chapel Road
-
£275k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN