61 Bannold Road, Waterbeach, Cambridge, CB25 9LQ

UPRN:10096207213Semi-Detached House3 bedsBuilt 2023

FreeholdCouncil Tax: Band DEPC: B (85)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

61 Bannold Road, Waterbeach, Cambridge, CB25 9LQ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£496,000

£471k - £521kHigh

Estimate

£496k

Range

£471k – £521k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

4.56%

Verdict

Derived from HomePortfolio scores

61 Bannold Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

40/ 100

Mixed

Transit & Bike

Transit 47Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£499,995

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £166,299
Net cash flow: -£372/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£496,000

Rent Estimate (pcm)£1,900

Gross Yield4.56%

1y Growth-

3y Growth-0.4%

5y Growth+0.8%

10y Growth+1.1%

Last Sold Price£650,000 (2022-10-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CB25 9LQ

Approval Rate

100%12mo

Development

low

26/1237/TTCA
T1 - Lime Tree - 1.5-2m reduction T2 - Cherry Tree - 2-3m reduction Both trees are being maintained to previous growth cuts. Reduce any limbs overhanging property boundary.
Pending
26/03951/S73
S73 to vary condition 2 (Approved plans) of planning permission 25/03041/HFUL (Construction of an annexe to the rear within the residential curtilage following demolition of existing garage) to extend the depth of the gym/garage structure by an additional 4 metres beyond the currently approved footprint.
Pending
26/03712/HFUL
Single storey rear extension and garage conversion
Approved

View Planning Timeline