Apartment 6, Perrantide, Upton, Bude, EX23 0LY

UPRN:10096250147Flat/Maisonette2 bedsBuilt 2022

Shared ownershipCouncil Tax: Band DEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 6, Perrantide, Upton, Bude, EX23 0LY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£650,000

£520k - £780kLow

Estimate

£650k

Range

£520k – £780k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

5.11%

Verdict

Derived from HomePortfolio scores

Apartment 6 earns an INVESTIGATE rating with HP Score 60/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 5Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0.8/40
gross yield 5.1%; range width penalty ×0.83
- valuation_snapshotsrent estimate 2450/mo (range 2200-2650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -895/mo, -37% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
206 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£244/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2450/mo (range 2200-2650)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2450/mo (range 2200-2650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£650,000

Rent Estimate (pcm)£2,450

Gross Yield5.11%

1y Growth-

3y Growth-3.3%

5y Growth+1.1%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

6EX23 0LY

Approval Rate

100%12mo

Development

low

PA26/06983
Proposed stable and Tack / Storage shed.
Pending
PA26/06872
Demolition of existing building and erection of a dwelling (alternative to change of use of barn to a dwelling under prior approval Class Q - PA24/05907), incorporating residential garden area approved under PA24/08827 - land north west of Rodds Bridge Farm, Bude
Pending
PA26/06237
Non material amendment in relation to decision notice PA25/05739 dated 08.10.2025
Rejected

View Planning Timeline

Ownership

Corporate Ownership72.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density583 /km²

Owner Occupied66%

Age Distribution

0-15 13%16-64 48%65+ 39%

View Area Profile

Schools Nearby

Budehaven Community School
1.1 mi
GoodConcerns
Bude Primary Academy - Infants
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bude Primary Academy - Juniors
1.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Marhamchurch CofE Academy
1.5 mi
Requires improvementConcerns

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Whins
-
£320k
-
Upton Garth
-
£200k
-
4 Piran Heights
-
£380k
-
Perrantide
-
£670k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN