10 Teal Close, Long Rock, Penzance, TR20 8FY

UPRN:10096254166Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

10 Teal Close, Long Rock, Penzance, TR20 8FY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£432,000

£389k - £475kMedium

Estimate

£432k

Range

£389k – £475k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

3.51%

Verdict

Derived from HomePortfolio scores

10 Teal Close earns an INVESTIGATE rating with HP Score 70/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -6.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10096254166· as of 13 Oct 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.76
- valuation_snapshotsrent estimate 1350/mo (range 1200-1500)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,087/mo, -81% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 161 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
88 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£346,500£531,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£462,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £153,000
Net cash flow: -£625/mo
Cash on cash: -4.9%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10096254166Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1350/mo (range 1200-1500)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1200-1500)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 161 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£432,000

Rent Estimate (pcm)£1,350

Gross Yield3.51%

1y Growth-

3y Growth+1.3%

5y Growth+0.6%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TR20 8FY

Approval Rate

-12mo

Development

low

PA26/05796
Erection of a two-storey modular office units and a new storage building, together with associated operational improvements at Longrock Highways & Environment Depot
Pending
PA26/06171
Extension with External and Internal Improvements of Dwelling & Associated Works
Pending
PA26/05181
Change of use of existing commercial unit from use class B8 to an automotive repair garage (use class B2) with no external alterations.
Conditions

View Planning Timeline

Ownership

Corporate Ownership73.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density240 /km²

Owner Occupied73%

Age Distribution

0-15 16%16-64 55%65+ 29%

View Area Profile

Schools Nearby

Ludgvan School
1.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Gulval School
1.2 mi
Good
Marazion School
1.5 mi
Inspected as Marazion School (URN 111792) on 19 Jul 2023
St Mary's Catholic School, Penzance
1.8 mi
Inspected as St Mary's Catholic School, Penzance (URN 111999) on 11 Jul 2007

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Teal Close
-
£302k
-
2 Teal Close
-
£239k
-
8 Teal Close
-
£1.34M
-
5 Teal Close
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN