Serviced Apartment 18, Belfry House, 343 City Road, Manchester, M15 4ZW

UPRN:10096280237Flat/MaisonetteBeds -Built 2022

LeaseholdCouncil Tax: -EPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Serviced Apartment 18, Belfry House, 343 City Road, Manchester, M15 4ZW

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£245,000

£221k - £270kMedium

Estimate

£245k

Range

£221k – £270k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

8.08%

Verdict

Derived from HomePortfolio scores

Serviced Apartment 18 earns an INVESTIGATE rating with HP Score 66/100. Investment score 54/100 reflects moderate fundamentals. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021HM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

No data

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -6.1% (MEDIUM), sold-comps -13.5%, £/sqft -13.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10096280237· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.4%· as of 22 Oct 2026
Rental economics24.6/40
gross yield 8.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1750/mo (range 1650-1800)· as of 12 Oct 2026· verify before relying on this
Stress margin3.4/30
stressed cash flow +59/mo, +3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 32 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
218 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £201,500

£195,000£299,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £334/mo
Cash on cash: 4.9%
Score at this price: 41

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.99 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10096280237Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.4%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1650-1800)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1650-1800)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £201,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£245,000

Rent Estimate (pcm)£1,750

Gross Yield8.08%

1y Growth-11.8%

3y Growth-12.4%

5y Growth-8.1%

10y Growth+2.9%

Last Sold Price£269,950 (2023-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M15 4ZW

Approval Rate

-12mo

Development

low

OTH-2026-002115
Non-Material Amendment to Planning Permission 137226/FO/2023 to amend the triggers on Conditions 21 (Phase 1: Material Samples and Specifications), 27 (Phase 1: Radar Mitigation Scheme), (Phase 1: Instrument Flight Procedure Surfaces), 30 (Phase 1: TV Broadband and Radio Reception), 61 (Phase 2: Material Samples and Specifications), 67 (Phase 2: Radar Mitigation Scheme) , 69 (Phase 2: Instrument Flight Procedure Surfaces) and 70 (Phase 2: TV Broadband and Radio Reception).
Pending
120306/VAR/26
Application under Section 73 of the Town and Country Planning Act 1990 (as amended) for variation of condition 2 on planning permission 119398/HHA/26 (Erection of single storey rear extension). To include new roof lantern on the flat roof and bifold to the rear
Pending
OTH-2026-001977
Discharge of conditions 111 (Local Labour Phase D1), 117 (ES Phase D1), 120 (Noise Residential Phase D1) attached to 134039/JO/2022.
Pending

View Planning Timeline

Ownership

Corporate Ownership6.1%
Overseas OwnershipNo
Lease Term Remaining246 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2023-12-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density9,352 /km²

Owner Occupied14%

Age Distribution

0-15 18%16-64 75%65+ 7%

View Area Profile

Schools Nearby

Old Trafford Community Academy
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Alphonsus RC Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Afifah School
0.4 mi
Good
St Wilfrid's RC Primary School
0.4 mi
GoodImproving

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Belfry House, 343 City Road
-
£265k
-
Belfry House, 343 City Road
-
£289k
-
Belfry House, 343 City Road
-
£269k
-
Belfry House, 343 City Road
-
£286k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN