25D Horseshoe Lane West, Guildford, GU1 2SZ

UPRN:10096287844-Beds -Built 2026

Tenure: -Council Tax: -EPC: B (87)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

25D Horseshoe Lane West, Guildford, GU1 2SZ

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£1,370,000

£1.10M - £1.64MLow

Estimate

£1.37M

Range

£1.10M – £1.64M

Rent Estimate (pcm)

£5,250

£5k - £6k

Monthly

£5,250

Yield

3.72%

Verdict

Derived from HomePortfolio scores

25D Horseshoe Lane West earns an INVESTIGATE rating with HP Score 80/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 19Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.7%; range width penalty ×0.78
- valuation_snapshotsrent estimate 5250/mo (range 4700-5800)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,422/mo, -65% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.2/15
352 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,695,000

At the asking price

Monthly rent£5,250/mo

Evidenced range £4,700-£5,800

Interest rate5.4%

Loan to value75%

Cash required: £626,950
Net cash flow: -£2,086/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 5250/mo (range 4700-5800)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 5250/mo (range 4700-5800)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,370,000

Rent Estimate (pcm)£5,250

Gross Yield3.72%

1y Growth-

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4GU1 2SZ

Approval Rate

66.7%12mo

Development

low

26/P/01420
Partial garage conversion, erection of detached garden room and alterations to fenestration
Pending
26/P/01395
Erection of single storey side and rear extension with changes to fenestration (following demolition of existing car port)
Pending
26/P/01389
Application under Section 73 of the Town and Country Planning Act 1990 (as amended) to vary condition 2 (approved plans) of planning application 25/P/00489 (which was for a 'single storey rear extension and two storey side extension together with changes to fenestration, addition of new ground floor roof to front elevation and garage conversion'). Variation to consist of increase to first floor side extension, increase of first floor rear extension with juliet balcony over approved single storey rear extension, addition of porch to front entrance, changes to fenestration and provision of ancillary outbuilding to rear.
Pending

View Planning Timeline

Ownership

Corporate Ownership43.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,985

Population Density2,531 /km²

Owner Occupied80%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Boxgrove Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Thomas of Canterbury Catholic Primary School
0.2 mi
Good
St Peter's Catholic School
0.4 mi
Outstanding
Tormead School
0.5 mi
Inspected by ISI

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Horseshoe Lane West
-
£1.01M
-
34 Horseshoe Lane West
-
£1.03M
-
33 Horseshoe Lane West
-
£625k
-
31 Horseshoe Lane West
-
£605k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN