85 Lavender Way, Louth, LN11 8GH

UPRN:10096344189End Terrace House2 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

HP Score

Not available

Verdict

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

11 of 21 sources

Sale Estimate

£162,000

£146k - £178kMedium

Estimate

£162k

Range

£146k – £178k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

2.47%

Verdict

Derived from HomePortfolio scores

85 Lavender Way earns an INVESTIGATE rating; it has no HP Score yet. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

No data

Investment Score

No data

Crime Score

No data

Walkability

29/ 100

Low

Transit & Bike

Transit 9Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£314,950-£339,950) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£339,950

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £110,283
Net cash flow: -£663/mo
Cash on cash: -7.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.61 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£162,000

Rent Estimate (pcm)£700

Gross Yield2.47%

1y Growth-

3y Growth-

5y Growth-

10y Growth-

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceUnknown
RadonUnknown
MiningUnknown
LandslideUnknown
Air QualityUnknown
NoiseUnknown

View Full Risk Report

Planning Activity

Recent Apps

-LN11 8GH

Approval Rate

-12mo

Development

01827/26/DPC
Discharge of condition 3 (bird and bat boxes), condition 4 (materials) & condition 5 (landscaping and tree planting) imposed on 01251/26/FUL.
Pending
01627/26/FUL
Planning Permission - Change of use of an existing dwelling (Use Class C3) to a residential children's home (Use Class C2) with staff accommodation.
Pending
01291/26/ESR
Environmental Impact Assessment (E.E.C. Directive 85/337/E.E.C. as amended by Council Directive 97/11E.C.) for a screening opinion with respect to the hybrid application for the outline erection of 213no. dwellings and up to 27no. supported dwellings with means of access to be considered. Full planning permission for the demolition of existing buildings on site.
Approved

View Planning Timeline