Apartment 18, St Nicolas Lodge, 58 High Meadow Road, Birmingham, B38 9FS

UPRN:10096360993Flat/Maisonette1 bedsBuilt 2021

LeaseholdCouncil Tax: Band CEPC: B (88)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Apartment 18, St Nicolas Lodge, 58 High Meadow Road, Birmingham, B38 9FS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£213,000

£203k - £224kHigh

Estimate

£213k

Range

£203k – £224k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

9.55%

Verdict

Derived from HomePortfolio scores

Apartment 18 earns an INVESTIGATE rating with HP Score 70/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

53/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -3.3% (HIGH), sold-comps -27.1%, £/sqft -27.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10096360993· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.5%· as of 26 Oct 2026
Rental economics36.4/40
gross yield 9.5%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1750/mo (range 1700-1800)· as of 12 Oct 2026· verify before relying on this
Stress margin13/30
stressed cash flow +228/mo, +13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 35 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.7/15
202 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £170,500

£165,000£253,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£219,950

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,700-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £69,185
Net cash flow: £469/mo
Cash on cash: 8.1%
Score at this price: 64

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10096360993Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.5%Valuation edge · as of 26 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1700-1800)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1700-1800)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £170,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£213,000

Rent Estimate (pcm)£1,750

Gross Yield9.55%

1y Growth+36.9%

3y Growth+4.5%

5y Growth+2.1%

10y Growth+4.0%

Last Sold Price£157,829 (2023-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B38 9FS

Approval Rate

-12mo

Development

low

2026/05643/PA
Mixed use development comprising retail shop at ground floor level with six self-contained hotel apartments at first floor level (Sui Generis)
Pending
2026/05632/PA
Erection of front porch, with raised patio to rear, including new boundary fences, and replacement windows and doors.
Pending
2026/05436/PA
Change of use from dwellinghouse (Use Class C3) to a children's residential care home (Use Class C2) for a maximum of four children aged 11-17 years
Pending

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2023-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density1,434 /km²

Owner Occupied68%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

Kings Norton Primary School
0.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kings Norton Nursery School
0.4 mi
Outstanding
Penny Tree School
0.5 mi
-
St Paul's Catholic Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St Nicolas Lodge, 58 High Meadow Road
-
£203k
-
St Nicolas Lodge, 58 High Meadow Road
-
£347k
-
St Nicolas Lodge, 58 High Meadow Road
-
£250k
-
St Nicolas Lodge, 58 High Meadow Road
-
£226k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN