Flat A, 15 Church Street, Mansfield, NG18 1AF

UPRN:10096387757Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat A, 15 Church Street, Mansfield, NG18 1AF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£107,000

£86k - £129kLow

Estimate

£107k

Range

£86k – £129k

Rent Estimate (pcm)

£700

£700 - £750

Monthly

£700

Yield

9.88%

Verdict

Derived from HomePortfolio scores

Flat A earns an INVESTIGATE rating with HP Score 54/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

53/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

88/ 100

Excellent

Transit & Bike

Transit 41Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics39.1/40
gross yield 9.9%; range width penalty ×1.00; the estimate this rent rides on sits 21% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 700/mo (range 700-750)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin3.7/30
stressed cash flow +26/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
470 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£85,000

At the asking price

Monthly rent£700/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £26,800
Net cash flow: £198/mo
Cash on cash: 8.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 700/mo (range 700-750)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 700-750)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£107,000

Rent Estimate (pcm)£700

Gross Yield9.88%

1y Growth-33.3%

3y Growth+1.9%

5y Growth+0.6%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5NG18 1AF

Approval Rate

-12mo

Development

low

2026/0587/FUL
INSTALLATION OF EXTERNAL WALL INSULATION AND RENDER FINISH.
Pending
2026/0586/HHA
INSTALLATION OF EXTERNAL WALL INSULATION AND RENDER FINISH.
Pending
2026/0583/CON
DISCHARGE OF CONDITIONS 3 (CONSTRUCTION TRAFFIC MANAGEMENT PLAN), 7 (TREE PROTECTION PLAN) AND 14 (SW DRAINAGE SCHEME) ON APPLICATION 2025/0182/FUL (DEMOLITION OF EXISTING BUS DEPOT AND ERECTION OF NEW GARAGE/WORKSHOP/OFFICE BUILDING, NEW TRIAGE AND WASHING FACILITIES AND NEW EV CHARGING FACILITES WITHIN THE SITE.)
Pending

View Planning Timeline

Ownership

Corporate Ownership72.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,170

Population Density2,356 /km²

Owner Occupied45%

Age Distribution

0-15 13%16-64 74%65+ 13%

View Area Profile

Schools Nearby

Aurora Mansfield School
0.3 mi
Good
Mansfield Primary Academy
0.4 mi
Good
King Edward Primary School & Nursery
0.4 mi
Inspected as King Edward Primary School & Nursery (URN 133274) on 11 Jul 2023
St Philip Neri With St Bede Catholic Voluntary Academy
0.5 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Church Street
-
£350k
-
37 - 39 Church Street
-
£150k
-
White Lion Yard Church Street
-
£100k
-
1A Church Street
-
£225k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN