4 Petch Court, Gloucester Road, Cheltenham, GL51 8FB

UPRN:10096424496Terrace Property4 bedsBuilt 2025

FreeholdCouncil Tax: -EPC: B (86)

4 Petch Court, Gloucester Road, Cheltenham, GL51 8FB

HP Score

Not available

Verdict

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

7 of 21 sources

Sale Estimate

£522,000

£496k - £548kHigh

Estimate

£522k

Range

£496k – £548k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

5.94%

Verdict

Derived from HomePortfolio scores

4 Petch Court earns an INVESTIGATE rating; it has no HP Score yet. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)PlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

No data

Investment Score

No data

Crime Score

No data

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,400-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: £28/mo
Cash on cash: 0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£522,000

Rent Estimate (pcm)£2,600

Gross Yield5.94%

1y Growth-

3y Growth-

5y Growth-

10y Growth-

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceUnknown
RadonUnknown
MiningUnknown
LandslideUnknown
Air QualityUnknown
NoiseUnknown

View Full Risk Report

Planning Activity

Recent Apps

-GL51 8FB

Approval Rate

-12mo

Development

26/01801/CACN
1: Reduce 4x small conifer trees down to just below the wall line, 2: Top small hedge line level and reduced by around 6", 3: Reduce cherry by 1/3 , remove any over hang to the next doors property. All cuts to be to BS3998, 4: Side up all trees and bushes along fence and garage line back the fence line, 5: Reduce apple tree by 1/3 , all cuts to be to BS3998.
Approved
26/01786/DISCON
Discharge of condition 3 (Design Details) of granted listed building consent 25/02034/LBC
Pending
26/01798/CACN
1: Row of purple plum trees to be reduced by 6ft , trees are to remain as a screen from properties behind. 2: Small stump to be removed and eco plugged at ground level. 3: Small thorn tree in front garden to be removed and eco plugged. 4: Bay hedge to be reduced and shaped to 1ft below wall height. 5: All waste to be chipped and removed from site leaving the site clean and tidy free of all debris.
Approved

View Planning Timeline