Skip to property details

Flat 23, The Merchant, 45 Percy Street, Hull, HU2 8BU

UPRN:10096446771Flat/Maisonette1 bedsBuilt 2023
Tenure: -Council Tax: Band BEPC: D (59)
Data freshness:Listing· 2mo agoListing: ageing, refreshed 2mo ago (2026-09-17T04:00:02.382776+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:39:48.789763+00:00)Ownership· 1mo agoOwnership: ageing, refreshed 1mo ago (2026-10-10T17:58:30.574892+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-06-07T09:25:11.188523+00:00)
Flat 23, The Merchant, 45 Percy Street, Hull, HU2 8BU

HP Score

Mixed
Verdict
4 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
16 of 21 sources
Sale Estimate
£103,000
£93k - £114kMedium
Estimate
£103k
Range
£93k – £114k
Rent Estimate (pcm)
£500
£500 - £550
Monthly
£500
Yield
5.83%

Verdict

Derived from HomePortfolio scores

Flat 23 earns an INVESTIGATE rating with HP Score 58/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
58/ 100
Mixed
Investment Score
69/ 100
Moderate
Crime Score
81/ 100
Elevated
-
Walkability
No data
Transit & Bike
No data

Valuation & Market

Sale Estimate£103,000
Rent Estimate (pcm)£500
Gross Yield5.83%
1y Growth-
3y Growth+7.5%
5y Growth+3.7%
10y Growth+4.4%
Last Sold Price-

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
0HU2 8BU
Approval Rate
-12mo
Development
low
  • 26/01058/FULL
    Erection of two-storey rear extension and single-storey extensions to front and side
    Pending
  • 26/01040/CONDET
    Discharge of conditions for 26/00424/FULL - Change of use of ground floor and 1st floor from hairdressing salon (Use Class E) to drinking establishment (Sui Generis) - condition 3, 4, 10
    Pending
  • 26/01005/FULL
    Proposed refurbishment of Humber Street Gallery, including external alterations comprising improvements to the principal entrance and Humber Street frontage; upgrade of the roof terrace and erection of upper storey extension, retractable canopy and glass balustrades.
    Pending

Ownership

  • Corporate Ownership50.7%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease Type-
  • Last Ownership Change-
  • SourceLand Registry

Connectivity

Broadband (-)
-
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£27,309
Population Density3,388 /km²
Owner Occupied15%
Age Distribution
0-15 12%16-64 80%65+ 8%

Schools Nearby

  • St Charles Voluntary Catholic Academy
    0.2 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

  • Ron Dearing UTC
    0.3 mi
    Outstanding
  • Clifton Primary School
    0.4 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Hull College
    0.5 mi
    -

0 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • The Merchant, 45 Percy Street
    -
    £95k
    -
  • The Merchant, 45 Percy Street
    -
    £98k
    -
  • The Merchant 45 Percy Street
    -
    £90k
    -
  • The Merchant 45 Percy Street
    -
    £117k
    -