45 Mountbatten Way, Bishop's Stortford, CM23 4SX

UPRN:10096486097Detached House3 bedsBuilt 2023

Tenure: -Council Tax: Band DEPC: A (94)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

45 Mountbatten Way, Bishop's Stortford, CM23 4SX

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£476,000

£452k - £500kHigh

Estimate

£476k

Range

£452k – £500k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

2.48%

Verdict

Derived from HomePortfolio scores

45 Mountbatten Way earns an INVESTIGATE rating with HP Score 80/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

70/ 100

High

Crime Score

27/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

5 live new-build plots advertised against one placeholder UPRN (£540,000-£780,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£775,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £262,550
Net cash flow: -£1,508/mo
Cash on cash: -6.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.61 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£476,000

Rent Estimate (pcm)£1,600

Gross Yield2.48%

1y Growth-

3y Growth-2.5%

5y Growth-0.1%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM23 4SX

Approval Rate

-12mo

Development

low

3/26/1581/HH
Demolition of side lean-to, loft conversion incorporating two front dormers, installation of rooflights, alterations to fenestration and to exterior wall finish
Pending
3/26/1582/CLPO
Certificate of lawfulness for the demolition of side lean-to, loft conversion with rear dormer and front rooflights
Pending
X/26/0464/CND
Discharge of Conditions 3 (Construction Management Plan (CMP)), 4 (Net Specification) and 5 (Community Use Statement) attached to 3/26/0893/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership52.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,154

Population Density-

Owner Occupied91%

Age Distribution

0-15 21%16-64 65%65+ 14%

View Area Profile

Schools Nearby

The Bishop's Stortford High School
0.1 mi
Outstanding
Richard Whittington Primary School
0.6 mi
Inspected as Richard Whittington Primary School (URN 117346) on 27 Nov 2019
Thorley Hill Primary School
0.7 mi
Good
Manor Fields Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

32 Mountbatten Way
-
£455k
-
42 Mountbatten Way
-
£750k
-
26 Mountbatten Way
-
£470k
-
30 Mountbatten Way
-
£484k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN