First Floor Flat, 151 Cathedral Road, Pontcanna, Cardiff, CF11 9PJ

UPRN:10096555644Terrace Property1 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

First Floor Flat, 151 Cathedral Road, Pontcanna, Cardiff, CF11 9PJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

13 of 21 sources

Sale Estimate

£882,000

£706k - £1.06MLow

Estimate

£882k

Range

£706k – £1.06M

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

18.96%

Verdict

Derived from HomePortfolio scores

First Floor Flat earns an INVESTIGATE rating with HP Score 68/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

46/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,600-£4,300

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £1,891/mo
Cash on cash: 28.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get a current valuation before relying on the discount - the market estimate on file has expired.
Market estimate older than 120 days; not used (snapshot 2026-03-25, 227 days old)
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£882,000

Rent Estimate (pcm)£3,950

Gross Yield18.96%

1y Growth-31.5%

3y Growth+0.9%

5y Growth+2.9%

10y Growth+3.6%

Last Sold Price£142,500 (2012-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF11 9PJ

Approval Rate

-12mo

Development

low

26/02320/FUL
Proposed Change of Use of Ground Floor from A1 (Retail Unit) to Tattoo Parlour (Sui Generis)
Pending
26/02286/FUL
Conversion of an existing office building into a veterinary practice.
Pending
26/02270/FUL
Removal of small monopitch roof to the rear of the ground floor and replacement with small, flat roof extension with rooflight, and the addition of full width, sliding glass doors, to replace the existing french doors
Pending

View Planning Timeline