5 Hills Avenue, East Bergholt, CO7 6DD

UPRN:10096561238Detached House5 bedsBuilt 2025

FreeholdCouncil Tax: Band GEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£829,000

£746k - £912kMedium

Estimate

£829k

Range

£746k – £912k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

4.74%

Verdict

Derived from HomePortfolio scores

5 Hills Avenue earns an INVESTIGATE rating with HP Score 79/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£925,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,350-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £315,050
Net cash flow: -£595/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£829,000

Rent Estimate (pcm)£3,650

Gross Yield4.74%

1y Growth+11.5%

3y Growth-3.5%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO7 6DD

Approval Rate

-12mo

Development

low

DC/26/04714
Application for works to trees in a Conservation Area - Reduce the crown all around by approximately 1.5m to 1No. Beech tree located The tree is approximately 3.5m from our house. The trunk circumference is approximately 1.3m. The tree canopy is approximately 9.0m in width and the overall height of the tree is approximately 9.0m high.
Pending
DC/26/04492
Discharge of Conditions Application for DC/26/00701 - 12 (Hard and Soft landscaping), 13 (Landscape Management Plan) and 26 (Cycle Parking and EV Charging)
Pending
DC/26/04482
Discharge of Conditions Application for DC/26/00701 - Conditions - 10 (Biodiversity Enhancement Strategy) and 11 (Lighting Design Strategy for Biodiversity).
Approved

View Planning Timeline