5 Pleasant Gardens, St Martins, SY11 3GA

UPRN:10096697090Detached House4 bedsBuilt -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Pleasant Gardens, St Martins, SY11 3GA

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

11 of 21 sources

Sale Estimate

£311,000

£280k - £342kMedium

Estimate

£311k

Range

£280k – £342k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.47%

Verdict

Derived from HomePortfolio scores

5 Pleasant Gardens earns an INVESTIGATE rating with HP Score 66/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£322,500

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £104,175
Net cash flow: -£258/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£311,000

Rent Estimate (pcm)£1,200

Gross Yield4.47%

1y Growth-3.9%

3y Growth+1.1%

5y Growth+1.6%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SY11 3GA

Approval Rate

-12mo

Development

low

26/02836/HHE
Erection of a rear single storey extension to form new living room and utility, dimensions 6 metres beyond rear wall, 4 metres maximum height, 2.50 metres high to eaves.
Pending
26/01294/DIS
Discharge of Condition 3 (Details of External Materials) relating to Planning Permission 25/01667/FUL
Conditions
26/01022/DIS
Discharge of condition 3 (External Materials) to planning permission 25/04529/REM
Conditions

View Planning Timeline