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20 Waterloo Chambers, Waterloo Lane, Chelmsford, CM1 1BD

UPRN:10096699656Flat/Maisonette2 bedsBuilt -
LeaseholdCouncil Tax: Band DEPC: -
Data freshness:Listing· 8mo agoListing: stale, refreshed 8mo ago (2026-03-23T08:38:43.027431+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:34:06.072007+00:00)Ownership· freshOwnership: fresh, refreshed 2d ago (2026-11-06T17:49:50.876056+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
20 Waterloo Chambers, Waterloo Lane, Chelmsford, CM1 1BD

HP Score

Mixed
Verdict
2 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
16 of 21 sources
Sale Estimate
£379,000
£360k - £398kHigh
Estimate
£379k
Range
£360k – £398k
Rent Estimate (pcm)
£2,150
£2k - £2k
Monthly
£2,150
Yield
6.81%

Verdict

Derived from HomePortfolio scores

20 Waterloo Chambers earns an INVESTIGATE rating with HP Score 59/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
59/ 100
Mixed
Investment Score
54/ 100
Moderate
Crime Score
100/ 100
Elevated
Walkability
96/ 100
Excellent
Transit & Bike
Transit 42Bike 74
Walk Score, out of 100

Valuation & Market

Sale Estimate£379,000
Rent Estimate (pcm)£2,150
Gross Yield6.81%
1y Growth-
3y Growth+0.4%
5y Growth+1.1%
10y Growth+2.7%
Last Sold Price-

Risk Overview

  • Flood RiskUnknown
  • SubsidenceSignificant
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseModerate

Planning Activity

Recent Apps
0CM1 1BD
Approval Rate
-12mo
Development
low
  • 26/05685/CAT
    Cedar - In car park - Crown lift over road/carpark to 5.2m. Reason: To prevent high sided vehicles hitting the tree Tree of heaven - The removal of two limbs growing towards the flats by 6m back to good pruning points. Pruning back higher branches by 1,5m. Ash tree - Removal of limb at 1.2m from base to crown lift the tree to 4m. Reduction of remaining limbs hanging towards the flats by 2m. Silver Birch - Prune back higher branches by 2m, crown lift to 3m. Cherry - Crown reduction by 2m. Whitebeam (Tree by carport)- Fell and treat stump with appropriate herbicides. Reason: This tree is too close to building and drainage
    Pending
  • 26/01392/ADV
    Proposed non-illuminated signage to existing building
    Pending
  • 26/01369/FUL
    Retrospective application for the change of use of rear service and parking area to an enclosed outdoor play and learning area ancillary to the ground floor day nursery. Retention of timber pergola structures, artificial plant screening, artificial grass surfacing, timber boundary fencing and privacy screening, and buggy store. Retention of security shutter to front entrance. Proposed provision of two car parking spaces, secure cycle parking for bicycles, installation of fabric shade sails beneath the pergola and a proposed bin store.
    Pending

Ownership

  • Corporate Ownership50%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change-
  • SourceLand Registry

Connectivity

Broadband (-)
-
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£35,791
Population Density-
Owner Occupied38%
Age Distribution
0-15 13%16-64 75%65+ 12%

Schools Nearby

  • The Cathedral Church of England Voluntary Aided Primary School, Chelmsford
    0.2 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Anglia Ruskin University
    0.4 mi
    -
  • King Edward VI Grammar School, Chelmsford
    0.5 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Our Lady Immaculate Catholic Primary School
    0.5 mi
    Good

5 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • Waterloo Chambers Waterloo Lane
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    £248k
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  • Waterloo Chambers Waterloo Lane
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    £380k
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  • Waterloo Chambers Waterloo Lane
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    £275k
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  • Waterloo Chambers Waterloo Lane
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    £250k
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