Flat 3, Bank House, 10 Silver Street, Gainsborough, DN21 2DP
UPRN:10097117115Flat/MaisonetteBeds -Built before 1900
Tenure: -Council Tax: Band AEPC: C (80)
Data freshness:Listing· 2mo agoListing: ageing, refreshed 2mo ago (2026-08-28T04:00:03.029973+00:00)Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T10:58:59.783370+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:36:33.505896+00:00)Ownership· freshOwnership: fresh, refreshed today (2026-11-06T17:49:50.876056+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
55
/ 100
Mixed
Verdict
today
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
17 of 21 sourcesSale Estimate
£63,000
£51k - £76kLow
Estimate
£63k
Range
£51k – £76k
Rent Estimate (pcm)
£400
£350 - £400
Monthly
£400
Yield
7.62%
Verdict
Derived from HomePortfolio scores
Flat 3 earns an INVESTIGATE rating with HP Score 55/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
55
HP Score
55/ 100
Mixed
55
Investment Score
55/ 100
Moderate
100
Crime Score
100/ 100
Elevated
87
Walkability
87/ 100
Excellent
Transit & Bike
Transit 22Bike 62
Walk Score, out of 100
Valuation & Market
Sale Estimate£63,000
Rent Estimate (pcm)£400
Gross Yield7.62%
1y Growth-14.8%
3y Growth-2.1%
5y Growth+1.1%
10y Growth+2.2%
Last Sold Price-
Risk Overview
- Flood RiskUnknown
- SubsidenceLow
- RadonLow
- MiningUnknown
- LandslideLow
- Air QualityLow
- NoiseLow
Planning Activity
Recent Apps
0DN21 2DP
Approval Rate
-12mo
Development
low
- Pending151427Request for confirmation of compliance with condition 2 (methodology) of listed building consent WL/2025/01087 granted 11 February 2026.
- Approved151378Application for non-material amendment to planning permission WL/2024/00689 granted 13 December 2024 - location of bin storage areas for the flats.
- Pending151371Planning application for the change of use from night club to place of worship and community use.
Ownership
- Corporate Ownership72.2%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease Type-
- Last Ownership Change-
- SourceLand Registry
Connectivity
Broadband (-)
-
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£30,741
Population Density3,832 /km²
Owner Occupied37%
Age Distribution
0-15 19%16-64 63%65+ 18%
Schools Nearby
- The Gainsborough Parish Church Primary School0.2 miReport card2026
Ofsted no longer awards a single overall grade.
- Inspected by ISICastles Education0.3 mi
- Inspected by ISIHandel House Preparatory School0.3 mi
- Warren Wood - A Specialist Academy0.6 miReport card2026
Ofsted no longer awards a single overall grade.
2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- The Canute, 12 - 14 Silver Street-£450k-
- 18 Silver Street-£130k-
- 18 Silver Street-£133k-
- 12 - 14 Silver Street-£548k-