Flat 1, 155H Northcote Road, London, SW11 6QB

UPRN:10097179843Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 1, 155H Northcote Road, London, SW11 6QB

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£615,000

£492k - £738kLow

Estimate

£615k

Range

£492k – £738k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

5.62%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 81/100. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

No data

Crime Score

30/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 22Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics4.4/40
gross yield 5.6%; range width penalty ×0.89
- valuation_snapshotsrent estimate 2950/mo (range 2700-3150)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -620/mo, -21% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
774 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£630,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,700-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £211,800
Net cash flow: -£84/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2950/mo (range 2700-3150)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2950/mo (range 2700-3150)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£615,000

Rent Estimate (pcm)£2,950

Gross Yield5.62%

1y Growth-

3y Growth-4.7%

5y Growth-0.1%

10y Growth-0.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SW11 6QB

Approval Rate

-12mo

Development

low

PA2026/0878
T1 Silver Birch - Reduce height by up to 4m. - Reduce laterals by up to 2m to reshape Routine maintenance to provide light to surrounding gardens and for the health and safety of the tree.
Decided
PA2026/0872
Crab Apple - Reduce crown by approx 2-3m Japanese acer - Reduce crown by approx 0.5m Cherry - Reduce crown by 1m Bay trees - Reduce height by approx 3m
Pending
PA2026/0870
Japanese Privet - Reduce crown by approx 2-3m and lift canopy over pavement as required Bay - Reduce crown by approx 2-3m and lift canopy over pavement as required
Pending

View Planning Timeline

Ownership

Corporate Ownership42.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density-

Owner Occupied53%

Age Distribution

0-15 24%16-64 68%65+ 8%

View Area Profile

Schools Nearby

Dolphin School (Incorporating Noahs Ark Nursery Schools)
0.1 mi
Inspected by ISI
Ark Bolingbroke Academy
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Belleville Primary School
0.1 mi
Outstanding
Honeywell Junior School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

155 Northcote Road
-
£639k
-
155H Northcote Road
-
£550k
-
Flat 5, 155H Northcote Road
-
£730k
-
153 Northcote Road
-
£580k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN