Flat 1, 20 Hoyle Road, London, SW17 0RS

UPRN:10097180426Flat/Maisonette3 bedsBuilt -

Shared ownershipCouncil Tax: -EPC: -

HP Score

Not available

Verdict

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

13 of 21 sources

Sale Estimate

£612,000

£582k - £643kHigh

Estimate

£612k

Range

£582k – £643k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

5.57%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating; it has no HP Score yet. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

No data

Investment Score

No data

Crime Score

No data

Walkability

93/ 100

Excellent

Transit & Bike

Transit 87Bike 68

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10097180426· as of 9 Nov 2026
Rental economics4/40
gross yield 5.6%; range width penalty ×0.89
- valuation_snapshotsrent estimate 2900/mo (range 2650-3100)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -635/mo, -22% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 42 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity5.6/15
valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£469,000£719,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,650-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£102/mo
Cash on cash: -0.6%
Score at this price: 10

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10097180426Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2900/mo (range 2650-3100)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2900/mo (range 2650-3100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 42 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£612,000

Rent Estimate (pcm)£2,900

Gross Yield5.57%

1y Growth-

3y Growth-

5y Growth-

10y Growth-

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceUnknown
RadonUnknown
MiningUnknown
LandslideUnknown
Air QualityUnknown
NoiseUnknown

View Full Risk Report

Planning Activity

Recent Apps

-SW17 0RS

Approval Rate

-12mo

Development

PA2026/0654
Notification of intention to installed 1 no. omni antenna at a height of 6m and anciallry development thereto including 2 no. Remote Radio Units at a height of 5.5m on the existing lamppost.
Pending
PA2026/0655
Notification of intention to installed 1 no. omni antenna at a height of 6m and anciallry development thereto including 2 no. Remote Radio Units at a height of 5.5m on the existing lamppost.
Pending
PA2026/0504
Installation of fixed line broadband electronic communications apparatus.
Pending

View Planning Timeline

Ownership

Corporate Ownership-
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density-

Owner Occupied-

Age Distribution

View Area Profile

Schools Nearby

St George's Hospital Medical School
0.1 mi
-
Paddock School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gatton (VA) Primary School
0.3 mi
Outstanding
St Boniface RC Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Hoyle Road
-
£385k
-
30 Hoyle Road
-
£860k
-
10 Hoyle Road
-
£550k
-
10 Hoyle Road
-
£650k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN