Winchmore Cottage, The Hill, Winchmore Hill, Amersham, HP7 0NY

UPRN:10097276592Detached Property3 bedsBuilt 2025

FreeholdCouncil Tax: -EPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Winchmore Cottage, The Hill, Winchmore Hill, Amersham, HP7 0NY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£705,000

£669k - £740kHigh

Estimate

£705k

Range

£669k – £740k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

3.78%

Verdict

Derived from HomePortfolio scores

Winchmore Cottage earns an INVESTIGATE rating with HP Score 66/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

27/ 100

Low

Transit & Bike

Transit 7Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,800-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£775/mo
Cash on cash: -4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£705,000

Rent Estimate (pcm)£2,050

Gross Yield3.78%

1y Growth-

3y Growth-0.2%

5y Growth+1.9%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HP7 0NY

Approval Rate

-12mo

Development

low

PL/26/07653/FA
Change of use from agricultural to Sui Generis to a secure dog-safe exercise field (retrospective)
Pending
PL/26/06886/FA
Part two storey, part single storey rear / side extension, rear dormer window and front rooflight
Pending
PL/26/05316/CONDA
Application for approval of details subject to condition 4 (panel installation and specification) of planning approval PL/26/03531/FA
Pending

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density-

Owner Occupied76%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Curzon Church of England Combined School
0.9 mi
-
Coleshill Church of England Infant School
1.0 mi
-
Alfriston School
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tylers Green First School
1.9 mi
-

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Opposite The Row The Hill
-
£455k
-
Opposite The Row The Hill
-
£720k
-
Opposite The Row The Hill
-
£439k
-
Springfield The Hill
-
£630k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN