UPRN:105735Mid Terrace House2 bedsBuilt before 1900
FreeholdCouncil Tax: Band BEPC: C (70)
Data freshness:●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T10:58:59.783370+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:03:56.858689+00:00)●EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-08-21T10:52:56.641972+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
79
/ 100
Strong
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
20 of 21 sources
Sale Estimate
£355,000
£338k - £373kHigh
Estimate
£355k
Range
£338k – £373k
Rent Estimate (pcm)
£2,000
£2k - £2k
Monthly
£2,000
Yield
8.00%
Verdict
Derived from HomePortfolio scores
99 Furber Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Erection of hip to gable roof extension and installation of 1no. rear dormer to facilitate loft conversion. (Resubmission of P26/01873/CLP)
Pending
DOC26/00391
Discharge of condition 8 (Ecological Enhancement) attached to planning permission P26/01254/RVC Variation of condition 1 (approved plans) attached to planning permission P23/02605/RVC (formerly P20/06621/F) to substitute the approved plans to alter the appearance of the retaining wall and associated landscaping visible from the High Street - Erection of 5no. dwellings with associated access, parking and landscaping.
Pending
DOC26/00369
Discharge of condition 3 (Cycle Parking) attached to planning permission P26/00408/PNMD Prior notification for the change of use of building from commercial (Class E) to 2no. dwellings (Class C3) as defined in the Town and Country Planning (Use Classes) Order 1987 as amended.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
41
Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 15% above the ask. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +15.5% (HIGH), sold-comps -4.2%, £/sqft -4.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
valuation_snapshotsestimate for 105735· as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 14%· as of 29 Oct 2026
Rental economics22.8/40
gross yield 8.0%; range width penalty ×0.95; the estimate this rent rides on sits 15% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 2000/mo (range 1900-2150)· as of 12 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin3.7/30
stressed cash flow +74/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
618 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £232,500
£225,000£345,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£300,000
At the asking price
£2,000/mo
Evidenced range £1,900-£2,150
5.4%
75%
Cash required
£96,300
Net cash flow
£372/mo
Cash on cash
4.6%
Score at this price
41
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 105735Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 14%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 2000/mo (range 1900-2150)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1900-2150)
Rental economics needs verification before you rely on it
sale estimate 15% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £232,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026