52 Nicholas Lane, Bristol, BS5 8TL

UPRN:107374End Terrace House5 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band BEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£432,000

£389k - £475kMedium

Estimate

£432k

Range

£389k – £475k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

8.17%

Verdict

Derived from HomePortfolio scores

52 Nicholas Lane earns an INVESTIGATE rating with HP Score 83/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

89/ 100

Excellent

Transit & Bike

Transit 14Bike 49

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 17% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +16.7% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 107374· as of 12 Oct 2026
Rental economics24.2/40
gross yield 8.2%; range width penalty ×0.96; the estimate this rent rides on sits 17% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2450/mo (range 2300-2600)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 17% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin6.2/30
stressed cash flow +152/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 70 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.9/15
618 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £288,000

£270,000£414,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£360,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,300-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £117,300
Net cash flow: £481/mo
Cash on cash: 4.9%
Score at this price: 43

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 107374Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2450/mo (range 2300-2600)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 17% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2450/mo (range 2300-2600)
Rental economics needs verification before you rely on it
sale estimate 17% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £288,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£432,000

Rent Estimate (pcm)£2,450

Gross Yield8.17%

1y Growth-

3y Growth+0.7%

5y Growth+3.1%

10y Growth+4.6%

Last Sold Price£305,000 (2016-03-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS5 8TL

Approval Rate

-12mo

Development

low

P26/02441/CLP
Erection of hip to gable roof extension and installation of 1no. rear dormer to facilitate loft conversion. (Resubmission of P26/01873/CLP)
Pending
DOC26/00391
Discharge of condition 8 (Ecological Enhancement) attached to planning permission P26/01254/RVC Variation of condition 1 (approved plans) attached to planning permission P23/02605/RVC (formerly P20/06621/F) to substitute the approved plans to alter the appearance of the retaining wall and associated landscaping visible from the High Street - Erection of 5no. dwellings with associated access, parking and landscaping.
Pending
P26/02208/HH
Erection of a two storey side and single storey rear extensions to form additional living accommodation. (Resubmission of P25/02509/HH)
Pending

View Planning Timeline

Ownership

Corporate Ownership73.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-03-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,051

Population Density3,665 /km²

Owner Occupied87%

Age Distribution

0-15 17%16-64 63%65+ 20%

View Area Profile

Schools Nearby

Air Balloon Hill Primary School
0.4 mi
Good
E-ACT the Kingfisher School
0.7 mi
Good
John Cabot Academy
0.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Summerhill Infant School
0.8 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

49 Nicholas Lane
-
£281k
-
53 Nicholas Lane
-
£324k
-
45 Nicholas Lane
-
£300k
-
47 Nicholas Lane
-
£248k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN