27 Buchanans Wharf North, Ferry Street, Bristol, BS1 6HN

UPRN:108950Flat/MaisonetteBeds -Built before 1900

LeaseholdCouncil Tax: Band DEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

27 Buchanans Wharf North, Ferry Street, Bristol, BS1 6HN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£349,000

£314k - £384kMedium

Estimate

£349k

Range

£314k – £384k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

5.60%

Verdict

Derived from HomePortfolio scores

27 Buchanans Wharf North earns an INVESTIGATE rating with HP Score 71/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

59/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 66Bike 67

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -7.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 108950· as of 9 Oct 2026
Rental economics4.4/40
gross yield 5.6%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1750/mo (range 1650-1900)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -426/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 33 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
150 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£281,000£431,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£54/mo
Cash on cash: -0.5%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 108950Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1650-1900)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1650-1900)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£349,000

Rent Estimate (pcm)£1,750

Gross Yield5.60%

1y Growth-

3y Growth+0.2%

5y Growth-2.7%

10y Growth+0.3%

Last Sold Price£241,000 (2006-09-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2BS1 6HN

Approval Rate

-12mo

Development

low

26/13670/VC
T1 - Hornbeam - Cut back to previous pruning points; 3m approx.
Pending
26/13615/COND
Application for approval of details reserved by conditions 6 (BREEAM ), 7 (Renewable Energy - PV) & 8 (Renewable Energy (Excluding PV)) of permission 23/02475/F - Change of Use from office use (Class E(g)) to student accommodation (Sui Generis) and associated works; including demolition and removal of part of the existing facade, construction of new facade in the central atrium, roof level extension, new atrium roof, creation of a roof terrace, alterations to entrance and landscaping (major).
Pending
26/13549/LB
Internal works to remove asbestos reinforced plaster and replace with hydraulic lime plaster in former Courtroom.
Pending

View Planning Timeline

Ownership

Corporate Ownership24.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-09-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,051

Population Density12,271 /km²

Owner Occupied22%

Age Distribution

0-15 5%16-64 90%65+ 5%

View Area Profile

Schools Nearby

Bristol Cathedral Choir School
0.3 mi
GoodConcerns
Cathedral Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Mary Redcliffe and Temple School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Willow Park CofE Primary School
0.4 mi
Inspected as Willow Park CofE Primary School (URN 148841) on 5 Mar 2024

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Buchanans Wharf North
-
£348k
-
3 Buchanans Wharf North
-
£150k
-
2 Buchanans Wharf North
-
£390k
-
9 Buchanans Wharf North
-
£224k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN